tag:blogger.com,1999:blog-14252623887407621152024-02-03T02:03:21.871+08:00做個有錢人我要做個有錢人。把自己的投資生活作紀錄,比自己知道自己做過啲乜,所以變成有錢人。就算他日變左窮光蛋,都起碼知道做錯啲乜。做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.comBlogger535125tag:blogger.com,1999:blog-1425262388740762115.post-63023107721501162472023-05-05T23:24:00.004+08:002023-05-05T23:24:32.675+08:00給孩子的信(十六) - 2023/05/05 3600挑戰為你而做<p> </p><p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 1; mso-pagination: widow-orphan;"><b><span lang="EN-US" style="color: black; font-family: "inherit",serif; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;"> 3600</span></b><b><span style="color: black; font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-bidi-font-size: 12.0pt; mso-font-kerning: 18.0pt;">挑戰為你而做</span></b></p><p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 1; mso-pagination: widow-orphan;"><b><span style="color: black; font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-bidi-font-size: 12.0pt; mso-font-kerning: 18.0pt;">親愛的孩子們:「人生要是無夢想同條鹹魚有咩分別?」周星馳於電影《少林足球》中的一句經典對白,影響咗好多人,亦成為了許多人的座右銘。對於普通人如你和我,很多時講「夢想」自然地會聯想到許多偉大、改變人類生活文明的天荒夜談奇蹟故事,但其實不然</span></b><b><span lang="EN-US" style="color: black; font-family: "Times New Roman",serif; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">… </span></b><b><span style="color: black; font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-bidi-font-size: 12.0pt; mso-font-kerning: 18.0pt;">所謂的「夢想」,不如簡單說是目標吧,這樣子就貼地很多了。</span></b></p><p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 1; mso-pagination: widow-orphan;"><b><span style="color: black; font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-bidi-font-size: 12.0pt; mso-font-kerning: 18.0pt;"><span></span></span></b></p><a name='more'></a><b>時間回溯到一年前,眼看升中的哥哥一直都很享受中校的校園生活、朋輩關係也很好,是我感到恩惠的,但其學業成績、個人成長卻令人極度憂慮,在疫情影響下,實體上課都變網課,功課也變成「虛擬」,學校老師帶領成長變成自我成長(簡單講就係食自己);另一方面,弟弟的上課生活亦不遑多讓,兩年來的網課生活已令小學生們都學習新技能「上下其手」一面枱上聽課,一面枱下打機睇書做其他事。</b><p></p><p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 1; mso-pagination: widow-orphan;"><b><span style="color: black; font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-bidi-font-size: 12.0pt; mso-font-kerning: 18.0pt;">作為父親,我不想每日都嘮叨你們,反而,我想「做」點事情,想讓你們看到,堅持去做好一些事情,就算那是一件看似很簡單的事,但累積起來是可以很「巨大」的,同時,我也想作為一個模範、一個活生生的例子給你們看,點點滴滴累積、堅持,是你們向著目標前進的基石。這也算是作為父親給你們的一些身體力行的帶領吧。</span></b></p><p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 1; mso-pagination: widow-orphan;"><b><span style="color: black; font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-bidi-font-size: 12.0pt; mso-font-kerning: 18.0pt;">回看這個</span></b><b><span lang="EN-US" style="color: black; font-family: "inherit",serif; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">3600</span></b><b><span style="color: black; font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-bidi-font-size: 12.0pt; mso-font-kerning: 18.0pt;">挑戰,最大的難度當然是堅持,這些目標的距離,需要用時間一點一滴累積起來,今天很忙做不來,明天就要做兩倍以彌補今天的缺漏;另外一樣困難,就是面對疲憊、傷病,尤記得這挑戰去到一半,就是大概十月十一月左右,我的腰及大腿拉傷了,雖不太嚴重,但亦對我每天的計劃真的有不少影響。然而我相信只要我堅持、不放棄,雖是比較辛苦,但也可以慢慢達成目標</span></b><b><span lang="EN-US" style="color: black; font-family: "Times New Roman",serif; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">… </span></b><b><span style="color: black; font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-bidi-font-size: 12.0pt; mso-font-kerning: 18.0pt;">老實講,真的很難捱,但也捱過了。</span></b></p><p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 1; mso-pagination: widow-orphan;"><b><span style="color: black; font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-bidi-font-size: 12.0pt; mso-font-kerning: 18.0pt;">你們的成長、生活也一樣,需要一點目標,一些夢想,一些追求,這樣你們才活得更有意義,在追求的過程,通過計劃、通過困難、改變計劃,堅持向著目標前進,這就是成功、滿足感的元素。沒有人的生活是一帆風順的,也沒有人不用堅持、不用努力、不用付出就獲得快樂及成就以及財富,行動與否,決定權在於你們手。</span></b></p><p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 1; mso-pagination: widow-orphan;"><b><span lang="EN-US" style="color: black;"><span style="font-family: 新細明體, serif;"><br /></span>
</span></b><b><span style="color: black; font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-bidi-font-size: 12.0pt; mso-font-kerning: 18.0pt;">祝你們懂得設立目標及擁有努力達成目標的堅毅</span></b></p><p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 1; mso-pagination: widow-orphan;"><b><span style="color: black; font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-bidi-font-size: 12.0pt; mso-font-kerning: 18.0pt;"><br /></span></b></p><p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 1; mso-pagination: widow-orphan;"><b><span style="color: black; font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-bidi-font-size: 12.0pt; mso-font-kerning: 18.0pt;">祝你們健康快樂</span></b></p><p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 1; mso-pagination: widow-orphan;"><b><span style="color: black; font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-bidi-font-size: 12.0pt; mso-font-kerning: 18.0pt;">父</span></b><span lang="EN-US" style="color: black; font-family: "Times New Roman",serif; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 0pt;"><o:p></o:p></span></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com1tag:blogger.com,1999:blog-1425262388740762115.post-62292880020368158972022-05-24T17:01:00.003+08:002022-05-24T17:01:23.363+08:00強積金記錄 – 2022/05/24<p>美國要縮表, 加稅, 阿YEAH 要清0, 同時打壓所有佢覺得擴張得太快的行業, 現在股市匯市都齊齊食左瀉藥, 呢一波隨時變成漫長下跌年, 據知, 今年D FUND可以打平當贏左, 大部分少則20%-30%, 重則直接收皮... 大家都有機會要捱下跌忍下輸</p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><a name="more" style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></a><span><a name='more'></a></span><span style="background-color: white; color: #333333; font-family: arial; font-size: 12.61px;"><br /></span><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span style="font-family: arial; font-size: 12.61px;">= = = = = = = = = =</span></p><a name="more" style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></a><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><span style="background-color: white; color: #333333; font-family: arial; font-size: 12.61px;"><a name="more"></a></span><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span lang="ZH-TW"><span style="font-family: arial;">有錢人MPF 分佈:</span></span></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span style="font-family: arial;"><span lang="ZH-TW">股票</span><span face="Calibri, sans-serif">: 52%</span></span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">債券<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 7% </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">保證</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 41% </span></span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span style="font-family: arial;"><a name="more"></a><span face=""Trebuchet MS", Verdana, Arial, sans-serif"><a name="more"></a></span><a name="more"></a><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;"><br /></span></span></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">有錢人會以恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW">及</span><span face="Arial, sans-serif"> </span><span lang="ZH-TW">盈富基金作比較目標</span><span face="Arial, sans-serif">:<br /></span><span face="Arial, sans-serif"> </span></span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span face="Arial, sans-serif" style="background: yellow;"> (</span><span lang="ZH-TW" style="background: yellow;">拍照日</span><span face="Arial, sans-serif" style="background: yellow;">) 2015/04/01:</span><span face=""Trebuchet MS", sans-serif"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;"></span></span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW" style="background: yellow; line-height: 18.5467px;">恆生恆指基金<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: $22.22 </span></span><span lang="ZH-TW" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">盈富基金</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">: $25.45</span></span><span lang="ZH-TW" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">有錢人的</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">MPF: 115W</span></span></span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"><span style="font-family: arial;"><br /></span></span></span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;">@2021/05/24</span></span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">盈富基金</span><span face="Arial, sans-serif"><span face="Calibri, sans-serif"><span face="Trebuchet MS, Verdana, Arial, sans-serif">: $25.45 -> $20.32 (</span>跌</span></span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"> $5.13, -20.2%) (</span><span lang="ZH-TW">另累計收息</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"> $5.87; </span><span lang="ZH-TW">最近派息日</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif">:2022/04/28)(</span><span lang="ZH-TW">實際升 2.9</span></span><span style="font-family: arial; font-size: 12.61px;">%)</span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW">恆指基金</span><span face="Arial, sans-serif">: $22.22 -> $21.59 </span><span face="Arial, sans-serif">(升2.84</span><span lang="ZH-TW">%</span><span face="Arial, sans-serif">)</span></span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">有錢人的</span><span face="Arial, sans-serif">MPF: 115W -> 240W (</span><span lang="ZH-TW">期內供款約91</span><span face="Arial, sans-serif">W, </span><span lang="ZH-TW">合計及期內升 16.5</span></span><span style="font-family: arial; font-size: 12.61px;">%) </span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;"><br /></span></span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;"><br /></span></span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;"><span lang="ZH-TW">操作</span><span face="Arial, sans-serif">/ </span><span lang="ZH-TW">評論</span><span face="Arial, sans-serif">:</span></span></span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-size: 12.61px;">現時港股基金佔MPF 整體 20%, 美尾佔30%, 現金都仲有43%, 無論港股美股都仲可以再跌再買</span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">(有錢人的</span><span face="Arial, sans-serif">MPF, </span><span lang="ZH-TW">基本上都係比較低風險操作</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW">都係睇住大市郁動</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW">平衡為主</span><span face="Arial, sans-serif">... </span><span lang="ZH-TW">最近呢幾年</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW">平均回報率約</span><span face="Arial, sans-serif">5%/</span><span lang="ZH-TW">年</span><span face="Arial, sans-serif">) </span></span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="font-family: arial;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span></span></p><p class="MsoNormal" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">我只是追到自己目標每年</span><span face="Arial, sans-serif">3-5% </span><span lang="ZH-TW">要求而</span><span face=""Microsoft JhengHei", sans-serif" lang="ZH-TW">已</span></span></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-24347905698900470412022-04-20T10:36:00.004+08:002022-04-20T10:36:30.422+08:00強積金記錄 – 2022/04/19<p style="color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;">俄羅斯入侵烏克蘭一個多月了, 但似乎都打唔完, 俄羅斯軍事國力之弱表露無遺, 當初的震撼世界, 雷霆萬鈞之勢已經變得再而衰, 三而竭, 加上本身佢打烏克蘭就沒有道, 天, 地之義, 將帥不知其戰, 法令不明, 打仗"五事" 全部失敗, 然而, 烏克蘭只是小國一個, 比國力當然仍然不及<span style="font-size: 12.61px;">俄羅斯, 最終又係苦了</span><span style="font-size: 12.61px;">烏克蘭</span><span style="font-size: 12.61px;">人民....</span></p><p style="color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span></span></p><a name='more'></a><span style="font-family: arial; font-size: 12.61px;"><br /></span><p></p><p style="color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span style="font-family: arial; font-size: 12.61px;">= = = = = = = = = =</span></p><a name="more" style="color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></a><p style="color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><span style="color: #333333; font-family: arial; font-size: 12.61px;"><a name="more"></a></span><p style="color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p style="color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span lang="ZH-TW"><span style="font-family: arial;">有錢人MPF 分佈:</span></span></p><p style="color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span style="font-family: arial;"><span lang="ZH-TW">股票</span><span face="Calibri, sans-serif">: 55%</span></span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">債券<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 7% </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">保證</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 38% </span></span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span style="font-family: arial;"><a name="more"></a><span face=""Trebuchet MS", Verdana, Arial, sans-serif"><a name="more"></a></span><a name="more"></a><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;"><br /></span></span></p><p style="color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">有錢人會以恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW">及</span><span face="Arial, sans-serif"> </span><span lang="ZH-TW">盈富基金作比較目標</span><span face="Arial, sans-serif">:<br /></span><span face="Arial, sans-serif"> </span></span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span face="Arial, sans-serif" style="background: yellow;"> (</span><span lang="ZH-TW" style="background: yellow;">拍照日</span><span face="Arial, sans-serif" style="background: yellow;">) 2015/04/01:</span><span face=""Trebuchet MS", sans-serif"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;"></span></span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW" style="background: yellow; line-height: 18.5467px;">恆生恆指基金<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: $22.22 </span></span><span lang="ZH-TW" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">盈富基金</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">: $25.45</span></span><span lang="ZH-TW" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">有錢人的</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">MPF: 115W</span></span></span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"><span style="font-family: arial;"><br /></span></span></span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;">@2021/04/19</span></span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">盈富基金</span><span face="Arial, sans-serif"><span face="Calibri, sans-serif"><span face="Trebuchet MS, Verdana, Arial, sans-serif">: $25.45 -> $21.2 (</span>跌</span></span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"> $4.25, -16.7%) (</span><span lang="ZH-TW">另累計收息</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"> $5.79; </span><span lang="ZH-TW">最近派息日</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif">:2021/10/29)(</span><span lang="ZH-TW">實際升 5.8</span></span><span style="font-family: arial; font-size: 12.61px;">%)</span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW">恆指基金</span><span face="Arial, sans-serif">: $22.22 -> $22.45 </span><span face="Arial, sans-serif">(升</span><span lang="ZH-TW">1%</span><span face="Arial, sans-serif">)</span></span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">有錢人的</span><span face="Arial, sans-serif">MPF: 115W -> 251W (</span><span lang="ZH-TW">期內供款約90</span><span face="Arial, sans-serif">W, </span><span lang="ZH-TW">合計及期內升 22.3</span></span><span style="font-family: arial; font-size: 12.61px;">%) </span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;"><br /></span></span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;"><br /></span></span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;"><span lang="ZH-TW">操作</span><span face="Arial, sans-serif">/ </span><span lang="ZH-TW">評論</span><span face="Arial, sans-serif">:</span></span></span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-size: 12.61px;">現時港股基金佔MPF 整體 20%, 美尾佔32%, 現金都仲有39%, 無論港股美股都仲可以再跌再買</span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">(有錢人的</span><span face="Arial, sans-serif">MPF, </span><span lang="ZH-TW">基本上都係比較低風險操作</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW">都係睇住大市郁動</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW">平衡為主</span><span face="Arial, sans-serif">... </span><span lang="ZH-TW">最近呢幾年</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW">平均回報率約</span><span face="Arial, sans-serif">5%/</span><span lang="ZH-TW">年</span><span face="Arial, sans-serif">) </span></span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="font-family: arial;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span></span></p><p class="MsoNormal" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">我只是追到自己目標每年</span><span face="Arial, sans-serif">3-5% </span><span lang="ZH-TW">要求而</span><span face=""Microsoft JhengHei", sans-serif" lang="ZH-TW">已</span></span></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-70608952026584932092022-03-17T14:37:00.003+08:002022-03-17T14:37:27.449+08:00強積金記錄 – 2022/03/17<p>上個月有點忙, 唔記得左RECORD MPF, 但呢幾個月個勢都係唔係咁好睇, 向下為主..... 最近俄羅斯入侵烏克蘭更加令全球市場進一步下沉, 港股就百上加斤, 成日都幾百幾百咁跌.... 雖然跌得多對整體戶口價值影響不少, 但對於現金比例比例多的人 (有錢人)也有個好處, 就係可以轉D錢入去股票戶口, 等待升市的到來....</p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span style="font-family: arial;">= = = = = = = = = =<span></span></span></p><a name='more'></a><p></p><span style="background-color: white; color: #333333; font-family: arial; font-size: 12.61px;"><a name="more"></a></span><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span lang="ZH-TW"><span style="font-family: arial;">有錢人MPF 分佈:</span></span></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span style="font-family: arial;"><span lang="ZH-TW">股票</span><span face="Calibri, sans-serif">: 50%</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">債券<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 8% </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">保證</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 42% </span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span style="font-family: arial;"><a name="more"></a><span face=""Trebuchet MS", Verdana, Arial, sans-serif"><a name="more"></a></span><a name="more"></a><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;"><br /></span></span></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">有錢人會以恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW">及</span><span face="Arial, sans-serif"> </span><span lang="ZH-TW">盈富基金作比較目標</span><span face="Arial, sans-serif">:<br /></span><span face="Arial, sans-serif"> </span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span face="Arial, sans-serif" style="background: yellow;"> (</span><span lang="ZH-TW" style="background: yellow;">拍照日</span><span face="Arial, sans-serif" style="background: yellow;">) 2015/04/01:</span><span face=""Trebuchet MS", sans-serif"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;"></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW" style="background: yellow; line-height: 18.5467px;">恆生恆指基金<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: $22.22 </span></span><span lang="ZH-TW" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">盈富基金</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">: $25.45</span></span><span lang="ZH-TW" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">有錢人的</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">MPF: 115W</span></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"><span style="font-family: arial;"><br /></span></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;">@2021/03/15</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">盈富基金</span><span face="Arial, sans-serif"><span face="Calibri, sans-serif"><span face="Trebuchet MS, Verdana, Arial, sans-serif">: $25.45 -> $19.2 (</span>跌</span></span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"> $6.25, -24.6%) (</span><span lang="ZH-TW">另累計收息</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"> $5.79; </span><span lang="ZH-TW">最近派息日</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif">:2021/10/29)(</span><span lang="ZH-TW">實際升 -1.8</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif">%)</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"><u2:p></u2:p><o:p></o:p></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW">恆指基金</span><span face="Arial, sans-serif">: $22.22 -> $19.25 </span><span face="Arial, sans-serif">(跌</span><span lang="ZH-TW">13.4%</span><span face="Arial, sans-serif">)</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">有錢人的</span><span face="Arial, sans-serif">MPF: 115W -> 240W (</span><span lang="ZH-TW">期內供款約89</span><span face="Arial, sans-serif">W, </span><span lang="ZH-TW">合計及期內升17.6</span><span face="Arial, sans-serif">%) </span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;"><br /></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;"><br /></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;"><span lang="ZH-TW">操作</span><span face="Arial, sans-serif">/ </span><span lang="ZH-TW">評論</span><span face="Arial, sans-serif">:</span></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;">烏克蘭戰爭, 阿爺"嚴加管理"各行業, 都令到大市一跌再跌再暴跌, 大市由2萬3水平跌到琴日最低位萬8水平, 足足無左5千點, 20%有多的跌幅唔係講少, 在股市中亦很少見, 所以有錢人都即時加左兩次倉入恆指基金等收成, </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;">現時港股基金佔MPF 整體 18%, 美尾佔32%, 現金都仲有42%, 無論港股美股都仲可以再跌再買</p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">(有錢人的</span><span face="Arial, sans-serif">MPF, </span><span lang="ZH-TW">基本上都係比較低風險操作</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW">都係睇住大市郁動</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW">平衡為主</span><span face="Arial, sans-serif">... </span><span lang="ZH-TW">最近呢幾年</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW">平均回報率約</span><span face="Arial, sans-serif">5%/</span><span lang="ZH-TW">年</span><span face="Arial, sans-serif">) </span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="font-family: arial;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">我只是追到自己目標每年</span><span face="Arial, sans-serif">3-5% </span><span lang="ZH-TW">要求而</span><span face=""Microsoft JhengHei", sans-serif" lang="ZH-TW">已</span></span></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-50598788520688246312022-02-15T15:28:00.003+08:002022-02-15T15:28:23.590+08:00給孩子的信 (十五) ~~ 2022/02/14 – 自律是成功的重要因素<p><span style="font-family: arial;"><span lang="ZH-TW" style="background: white; color: #333333;">親愛的孩子們</span><span style="background: white; color: #333333;">:</span></span></p>
<p class="MsoNormal"><span style="font-family: arial;"><br />
<span lang="ZH-TW">肺炎疲情由</span>2020<span lang="ZH-TW">年頭至今已經有兩年的時間</span>, <span lang="ZH-TW">期間經歷了起起跌跌</span>,
<span lang="ZH-TW">雖然現在疫情仍然嚴峻</span>, <span lang="ZH-TW">但回看過去兩年</span>, <span lang="ZH-TW">發現一個有趣的情況</span>,
<span lang="ZH-TW">想跟你們分享‧</span><o:p></o:p></span></p>
<p class="MsoNormal"><o:p><span style="font-family: arial;"> <span></span></span></o:p></p><a name='more'></a><p></p>
<p class="MsoNormal"><span style="font-family: arial;"><span lang="ZH-TW">在這兩年間</span>, <span lang="ZH-TW">大大少少的體育賽事取消了</span>,
2020<span lang="ZH-TW">年的東京奧運會也推遲到</span>2021<span lang="ZH-TW">年中舉行</span>, <span lang="ZH-TW">有人曾經擔心</span>, <span lang="ZH-TW">運動員原本做了長時間的準備</span>,<span lang="ZH-TW">參加四年一次的奧運</span>,
<span lang="ZH-TW">突然推遲一年舉行</span>, <span lang="ZH-TW">其狀態能否保持成為疑問</span>, <span lang="ZH-TW">然而</span>, <span lang="ZH-TW">卻有些運動員在這一年卻把自己的能力與狀態推到更高峰</span>,
<span lang="ZH-TW">最終在奧運比賽場地發光發亮</span>, <span lang="ZH-TW">香港的何詩蓓就是其中一位</span>, <span lang="ZH-TW">在傳媒的訪問中</span>,
<span lang="ZH-TW">何詩蓓提及自己的生活習慣</span>….. <b style="mso-bidi-font-weight: normal;"><span lang="ZH-TW">每星期練足七日水,以前返學前,放學後,時間排得密密麻麻,而且學校的功課和測驗亦頗多,所以她會盡量在午飯時溫書、做功課;住所、選校、練水都集中在跑馬地一帶,省卻花在交通上的時間,為自己盡量爭取休息,時刻保持最佳狀態。</span><o:p></o:p></b></span></p>
<p class="MsoNormal"><span style="font-family: arial;"><span lang="ZH-TW">何詩蓓說</span>:<span lang="ZH-TW">「<b style="mso-bidi-font-weight: normal;">有天分的泳手有很多,但要有力與人在比賽中較量,一定要花時間去改良技術,</b></span><b style="mso-bidi-font-weight: normal;"><span lang="ZH-TW"> </span></b><b style="mso-bidi-font-weight: normal;"><span lang="ZH-TW">靠不斷練習去突破自己,天分可以幫到兩成,其餘八成就是靠本身努力。</span></b><span lang="ZH-TW">」</span><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family: arial;"><o:p> </o:p><span lang="ZH-TW">這兩三年</span>, <span lang="ZH-TW">學校停課時間比上學時間長</span>,
<span lang="ZH-TW">你們都在家中上網課為主</span>, <span lang="ZH-TW">然而</span>, <span lang="ZH-TW">上網課比起在學校上課更要求學生們的自律</span>,
<span lang="ZH-TW">而上網課後的功課與溫習</span>, <span lang="ZH-TW">也是學生自律性的一個測試。你們所認識的學生朋友中</span>,<span lang="ZH-TW">有努力的也有放鬆的</span>,
<span lang="ZH-TW">自律努力的人</span>, <span lang="ZH-TW">他們的運動成績跟學業成績都繼續表現出眾</span>, <span lang="ZH-TW">與放鬆的人的距離也愈見巨大</span>,
<span lang="ZH-TW">這是必然的結果</span>.</span></p><p class="MsoNormal"><span style="font-family: arial;"><o:p></o:p></span></p>
<p class="MsoNormal"><o:p><span style="font-family: arial;"> </span></o:p></p>
<p class="MsoNormal"><span style="font-family: arial;"><span lang="ZH-TW">希望你們永遠記得</span>Kobe Bryant <span lang="ZH-TW">說過的</span>,<o:p></o:p></span></p>
<p class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><span style="font-family: arial;">“Have you seen Los
Angeles at 4am? “I see it often because that's when I start training.” <o:p></o:p></span></b></p>
<p class="MsoNormal"><o:p><span style="font-family: arial;"> </span></o:p></p>
<p class="MsoNormal"><span style="font-family: arial;"><span lang="ZH-TW">請也記著詩人李商隱的詩句</span>:<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family: arial;"><span lang="ZH-TW">歷覽前賢國與家,成由勤儉破由奢。</span><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family: arial;"><br />
<span lang="ZH-TW">你不斷努力、自律的種子</span>, <span lang="ZH-TW">將會成為你他日的學識及成功的果實。</span><o:p></o:p></span></p>
<p class="MsoNormal"><o:p><span style="font-family: arial;"> </span></o:p></p>
<h1 style="background: white; margin-bottom: 8.0pt; margin-left: 0in; margin-right: 0in; margin-top: 0in; mso-line-height-alt: 11.75pt;"><span style="font-family: arial; font-size: small;"><span lang="ZH-TW" style="background: white; color: #333333;">祝你們健康快樂</span><span style="background: white; color: #333333;"><br />
</span><span lang="ZH-TW" style="background: white; color: #333333;">父</span></span><span style="color: #333333; font-family: "Trebuchet MS",sans-serif;"><o:p></o:p></span></h1>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com1tag:blogger.com,1999:blog-1425262388740762115.post-19050968097824103682022-01-28T09:16:00.003+08:002022-01-28T09:16:48.421+08:00強積金記錄 – 2022/01/28<p><span style="font-family: arial;">新一年, 香港依家比COVID19玩緊, 但情況已經比過往兩年明顯不同了, 社會甚至全球其他國家都開始要同佢共存, 甚至世衛都表示2022應該要放寬入境政策, 回復正常生活, 人類身體已開始"適應"呢隻病毒...</span></p><span style="font-family: arial;"><span face=""Trebuchet MS", Verdana, Arial, sans-serif" style="background-color: white; color: #333333;"><a name="more"></a></span><span style="background-color: white; color: #333333;"><a name="more"></a></span></span><p style="background-color: white; color: #333333;"><span style="font-family: arial;">祝願2022 世界會變得更美好, 每個人都身體健康, 生活美滿.</span></p><p style="background-color: white; color: #333333;"><span></span></p><a name='more'></a><span style="font-family: arial;"><br /></span><p></p><p style="background-color: white; color: #333333;"><span style="font-family: arial;">= = = = = = = = = =</span></p><span style="font-family: arial;"><a name="more" style="background-color: white; color: #333333;"></a></span><p style="background-color: white; color: #333333;"></p><p style="background-color: white; color: #333333;"><span lang="ZH-TW"><span style="font-family: arial;">有錢人MPF 分佈:</span></span></p><p style="background-color: white; color: #333333;"><span style="font-family: arial;"><span lang="ZH-TW">股票</span><span face="Calibri, sans-serif">: 40%</span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">債券<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 10% </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">保證</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 50% </span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="background-color: white; color: #333333;"><span style="font-family: arial;"><a name="more"></a><span face=""Trebuchet MS", Verdana, Arial, sans-serif"><a name="more"></a></span><a name="more"></a><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;"><br /></span></span></p><p style="background-color: white; color: #333333;"></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="background-color: white; color: #333333;"></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">有錢人會以恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW">及</span><span face="Arial, sans-serif"> </span><span lang="ZH-TW">盈富基金作比較目標</span><span face="Arial, sans-serif">:<br /></span><span face="Arial, sans-serif"> </span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span face="Arial, sans-serif" style="background: yellow;"> (</span><span lang="ZH-TW" style="background: yellow;">拍照日</span><span face="Arial, sans-serif" style="background: yellow;">) 2015/04/01:</span><span face=""Trebuchet MS", sans-serif"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;"></span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW" style="background: yellow; line-height: 18.5467px;">恆生恆指基金<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: $22.22 </span></span><span lang="ZH-TW" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">盈富基金</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">: $25.45</span></span><span lang="ZH-TW" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">有錢人的</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">MPF: 115W</span></span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"><span style="font-family: arial;"><br /></span></span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;">@2021/01/27</span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">盈富基金</span><span face="Arial, sans-serif"><span face="Calibri, sans-serif"><span face="Trebuchet MS, Verdana, Arial, sans-serif">: $25.45 -> $23.92 (</span>跌</span></span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"> $1.53, -6%) (</span><span lang="ZH-TW">另累計收息</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"> $5.79; </span><span lang="ZH-TW">最近派息日</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif">:2021/10/29)(</span><span lang="ZH-TW">實際升 16.7</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif">%)</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"><u2:p></u2:p><o:p></o:p></span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW">恆指基金</span><span face="Arial, sans-serif">: $22.22 -> $25.27 </span><span face="Arial, sans-serif">(</span><span lang="ZH-TW">升13.7</span><span face="Arial, sans-serif">%)</span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">有錢人的</span><span face="Arial, sans-serif">MPF: 115W -> 247W (</span><span lang="ZH-TW">期內供款約86</span><span face="Arial, sans-serif">W, </span><span lang="ZH-TW">合計及期內升22.8</span><span face="Arial, sans-serif">%) </span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;"><br /></span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;"><br /></span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span style="font-family: arial;"><span lang="ZH-TW">操作</span><span face="Arial, sans-serif">/ </span><span lang="ZH-TW">評論</span><span face="Arial, sans-serif">:</span></span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;">美國由暗示到明示加息, 美尾由高位37000水平跌左10%, 依家到34000水平, 而港股又從52WK低位22500水平停定了, 雖然, 預期籃簿公司及盈富基金的派息, 都因為經濟差, 生意難做而減少, 不過香港股市在2021年, 基本係全年都在跌, 現在水平, 可以講係跌出個價值來, 跌出個未來</span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: arial;">為此, 有錢人已經將部份錢轉返入股票基金, 以備不時之需, 現時50% 現金, 30%美股, 10%港股, 債券仍然KEEP 住10%; 如果美股再跌, 我會慢慢轉多D錢入美股, 而港股比例會維持, 目標見26500就會走,</span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">(有錢人的</span><span face="Arial, sans-serif">MPF, </span><span lang="ZH-TW">基本上都係比較低風險操作</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW">都係睇住大市郁動</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW">平衡為主</span><span face="Arial, sans-serif">... </span><span lang="ZH-TW">最近呢幾年</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW">平均回報率約</span><span face="Arial, sans-serif">5%/</span><span lang="ZH-TW">年</span><span face="Arial, sans-serif">) </span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="font-family: arial;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span></span></p><p class="MsoNormal" style="background: white; color: #333333; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><span lang="ZH-TW">我只是追到自己目標每年</span><span face="Arial, sans-serif">3-5% </span><span lang="ZH-TW">要求而</span><span face=""Microsoft JhengHei", sans-serif" lang="ZH-TW">已</span></span></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-41065836804027450742022-01-03T15:54:00.003+08:002022-01-03T15:54:28.368+08:00強積金記錄 – 2021/12/31<p>今年總括一下.... 港股就是"共同富裕", 跟北韓的"我們最幸福"同樣的美好. 人生就是要向前看, 唔好比過去的美好光景沖昏頭腦, 樂觀向前吧, 香港加油<br /></p><span face=""Trebuchet MS", Verdana, Arial, sans-serif" style="background-color: white; color: #333333; font-size: 12.61px;"><a name="more"></a></span><span><a name='more'></a></span><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><br /></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;">= = = = = = = = = =</p><a name="more" style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></a><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;">股票</span><span face="Calibri, sans-serif" style="font-size: 12.61px;">: 60%</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; line-height: 18.5467px;">債券<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 10% </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; line-height: 18.5467px;">保證</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 30% </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><a name="more" style="font-size: 12.61px;"></a><span face=""Trebuchet MS", Verdana, Arial, sans-serif" style="font-size: 12.61px;"><a name="more"></a></span><span style="font-size: 12.61px;"><a name="more"></a></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 12.61px; line-height: 18.5467px;"><br /></span></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">有錢人會以恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">及</span><span face="Arial, sans-serif"> </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">盈富基金作比較目標</span><span face="Arial, sans-serif">:<br /></span><span face="Arial, sans-serif"> </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow;"> (</span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif;">拍照日</span><span face="Arial, sans-serif" style="background: yellow;">) 2015/04/01:</span><span face=""Trebuchet MS", sans-serif"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;"></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;">恆生恆指基金<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: $22.22 </span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">盈富基金</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">: $25.45</span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">有錢人的</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">MPF: 115W</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"><br /></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif">@2021/12/31</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">盈富基金</span><span face="Arial, sans-serif"><span face="Calibri, sans-serif"><span face="Trebuchet MS, Verdana, Arial, sans-serif">: $25.45 -> $23.66 (</span><span style="font-family: PMingLiU, serif;">跌</span></span></span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"> $1.79, -7%) (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">另累計收息</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"> $5.79; </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">最近派息日</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif">:2021/10/29)(</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">實際升 15.7</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif">%)</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">恆指基金</span><span face="Arial, sans-serif">: $22.22 -> $24.06 </span><span face="Arial, sans-serif" style="font-size: 12.61px;">(</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;">升8.3</span><span face="Arial, sans-serif" style="font-size: 12.61px;">%)</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">有錢人的</span><span face="Arial, sans-serif">MPF: 115W -> 251W (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">期內供款約85</span><span face="Arial, sans-serif">W, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">合計及期內升25.6</span><span face="Arial, sans-serif">%) </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><br /></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><br /></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;">操作</span><span face="Arial, sans-serif" style="font-size: 12.61px;">/ </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;">評論</span><span face="Arial, sans-serif" style="font-size: 12.61px;">:</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;">美國有暗示想加息, 所以, 有錢再將更多部份的錢轉入現金, 以備不時之需, 可以加大股票投資額, 現時60% 現金</p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">(有錢人的</span><span face="Arial, sans-serif">MPF, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">基本上都係比較低風險操作</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">都係睇住大市郁動</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">平衡為主</span><span face="Arial, sans-serif">... </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">最近呢幾年</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">平均回報率約</span><span face="Arial, sans-serif">5%/</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">年</span><span face="Arial, sans-serif">) </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">我只是追到自己目標每年</span><span face="Arial, sans-serif">3-5% </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">要求而</span><span face=""Microsoft JhengHei", sans-serif" lang="ZH-TW">已</span></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-61121976049078854172021-11-26T17:05:00.003+08:002021-11-26T17:13:06.984+08:00強積金記錄 – 2021/11/26<p>港股繼續無動力向上, 恆指25300水平一路無上落到月尾, 係時侯跳水了吧.... 阿爺似是暫時無再完完全全地渣死內房嘅現金流, 令到各內房公司可以"賣產救命", 每間內房都用盡方法, 逐D逐D賣, 有息還息, 本金就全部EXTEND..... 務求令到債券唔會DEFAULT, 實行鬥長命行動. "期求"上天保祐咁囉..... <br /><br />但阿爺唔想全死唔等於放寬, 所以港股都係一潭死水, 加上美國月中開始又吹加息風, 基本上, 有CASH 渣返多D CASH, 有股就減緊D 磅, 就是現時對策而已</p><span face=""Trebuchet MS", Verdana, Arial, sans-serif" style="background-color: white; color: #333333; font-size: 12.61px;"><a name="more"></a></span><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><br /></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;">= = = = = = = = = =<span></span></p><a name='more'></a><p></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;">股票</span><span face="Calibri, sans-serif" style="font-size: 12.61px;">: 50%</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; line-height: 18.5467px;">債券<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 8% </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; line-height: 18.5467px;">保證</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 42% </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><a name="more" style="font-size: 12.61px;"></a><span face=""Trebuchet MS", Verdana, Arial, sans-serif" style="font-size: 12.61px;"><a name="more"></a></span><span style="font-size: 12.61px;"><a name="more"></a></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 12.61px; line-height: 18.5467px;"><br /></span></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">有錢人會以恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">及</span><span face="Arial, sans-serif"> </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">盈富基金作比較目標</span><span face="Arial, sans-serif">:<br /></span><span face="Arial, sans-serif"> </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow;"> (</span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif;">拍照日</span><span face="Arial, sans-serif" style="background: yellow;">) 2015/04/01:</span><span face=""Trebuchet MS", sans-serif"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;"></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;">恆生恆指基金<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: $22.22 </span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">盈富基金</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">: $25.45</span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">有錢人的</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">MPF: 115W</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"><br /></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif">@2021/11/26</span></p><p class="MsoNormal" style="background: white; color: #333333; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">盈富基金</span><span face="Arial, sans-serif"><span face="Calibri, sans-serif"><span face="Trebuchet MS, Verdana, Arial, sans-serif">: $25.45 -> $24.24 (</span><span style="font-family: PMingLiU, serif;">跌</span></span></span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"> $1.21, -1.95%) (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">另累計收息</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"> $5.79; </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">最近派息日</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif">:2021/10/29)(</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">實際升 18</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif">%)</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">恆指基金</span><span face="Arial, sans-serif">: $22.22 -> $26.08 </span><span face="Arial, sans-serif" style="font-size: 12.61px;">(</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;">升17.3</span><span face="Arial, sans-serif" style="font-size: 12.61px;">%)</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">有錢人的</span><span face="Arial, sans-serif">MPF: 115W -> 250W (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">期內供款約84</span><span face="Arial, sans-serif">W, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">合計及期內升25.6</span><span face="Arial, sans-serif">%) </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><br /></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><br /></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;">操作</span><span face="Arial, sans-serif" style="font-size: 12.61px;">/ </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;">評論</span><span face="Arial, sans-serif" style="font-size: 12.61px;">:</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;">上個月尾有錢人清倉中港股市FUND, 加左倉入去美股..... 點知美股升得太勁, 連MPF FUND 都可以一個月內升左2%, 令到我比例出現 "即時反應"....... 失衡了.... 依家變左50%股票..... 而且, 現在股市亦到左高位, 加息風潮又再出現, 所以又要調整一下基金比例.... 即是 REBALANCE PORTFOLIO:<br /><br />首先將股票比例直接轉成約 32%; 現金比例增加到55%, 債券比例變成約13%; <br />如果個市再癲多浸, 我會繼續平均轉走股票部份入現金同債券; 至於每月投入的, 就唔會再改, 慢慢儲, 慢慢滾</p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><br />由於今年目標的3-5%已經提早一個月達成之餘有凸不少 (已經接近7%), 更令有錢人有更大動機轉入更加安全嘅比例模式<br /><br /></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">有錢人的</span><span face="Arial, sans-serif">MPF, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">基本上都係比較低風險操作</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">都係睇住大市郁動</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">平衡為主</span><span face="Arial, sans-serif">... </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">最近呢幾年</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">平均回報率約</span><span face="Arial, sans-serif">5%/</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">年</span><span face="Arial, sans-serif">) </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">我只是追到自己目標每年</span><span face="Arial, sans-serif">3-5% </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">要求而</span><span face=""Microsoft JhengHei", sans-serif" lang="ZH-TW">已</span></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-53427899021538835162021-10-27T09:25:00.005+08:002021-10-27T09:26:16.670+08:00強積金記錄 – 2021/10/27<p>港股圍穩大致完成, 大企已被阿爺全部控制, 內房要死的終需死, 信許氏大瘤者, 祝君好運.</p><p>在一個失去個人話語權跟發展權的地方, 股票市場就變成被控制的樣子. 連個股的個性也被定形, 再沒有讓人幻想的空間.</p><span><a name='more'></a></span><p><br /></p><p>= = = = = = = = = =</p><p><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 12.61px;">股票</span><span face="Calibri, sans-serif" style="color: #333333; font-size: 12.61px;">: 42%</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; line-height: 18.5467px;">債券<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 18% </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; line-height: 18.5467px;">保證</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 40% </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><a name="more" style="font-size: 12.61px;"></a><span face=""Trebuchet MS", Verdana, Arial, sans-serif" style="font-size: 12.61px;"><a name="more"></a></span><span style="font-size: 12.61px;"><a name="more"></a></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-size: 12.61px; line-height: 18.5467px;"><br /></span></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">有錢人會以恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">及</span><span face="Arial, sans-serif"> </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">盈富基金作比較目標</span><span face="Arial, sans-serif">:<br /></span><span face="Arial, sans-serif"> </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow;"> (</span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif;">拍照日</span><span face="Arial, sans-serif" style="background: yellow;">) 2015/04/01:</span><span face=""Trebuchet MS", sans-serif"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;"></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;">恆生恆指基金<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: $22.22 </span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">盈富基金</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">: $25.45</span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">有錢人的</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">MPF: 115W</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"><br /></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif">@2021/10/26</span></p><p class="MsoNormal" style="background: white; color: #333333; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">盈富基金</span><span face="Arial, sans-serif"><span face="Calibri, sans-serif">: $25.45 -> $26.68 (</span><span style="font-family: PMingLiU, serif;">升</span></span><span face="Calibri, sans-serif"> $1.23, 4.8%) (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">另累計收息</span><span face="Calibri, sans-serif"> $5.25; </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">最近派息日</span><span face="Calibri, sans-serif">:2021/04/29)(</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">實際升 25.46</span><span face="Calibri, sans-serif">%)</span><span face="Calibri, sans-serif"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">恆指基金</span><span face="Arial, sans-serif">: $22.22 -> $27.22</span><span face="Arial, sans-serif" style="font-size: 12.61px;"> (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;">升</span><span face="Arial, sans-serif" style="font-size: 12.61px;">22.5%)</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">有錢人的</span><span face="Arial, sans-serif">MPF: 115W -> 245W (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">期內供款約82</span><span face="Arial, sans-serif">W, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">合計及期內升24.37</span><span face="Arial, sans-serif">%) </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><br /></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><br /></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;">操作</span><span face="Arial, sans-serif" style="font-size: 12.61px;">/ </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;">評論</span><span face="Arial, sans-serif" style="font-size: 12.61px;">:</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;">在可見的未來, 中港股市都唔會有大起色, 指數股當中太多垃圾, 太少增長公司, MPF 管理費太貴, 今個月, 有錢人再改CONTRIBUTION, 基本上清空所有中港股市MPF, 轉去北美/ 債券/ 現金基金</p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-size: 12.61px;"><br /></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">有錢人的</span><span face="Arial, sans-serif">MPF, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">基本上都係比較低風險操作</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">都係睇住大市郁動</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">平衡為主</span><span face="Arial, sans-serif">... </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">最近呢幾年</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">平均回報率約</span><span face="Arial, sans-serif">5%/</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">年</span><span face="Arial, sans-serif">) </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">我只是追到自己目標每年</span><span face="Arial, sans-serif">3-5% </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">要求而</span><span face=""Microsoft JhengHei", sans-serif" lang="ZH-TW">已</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><br /></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com1tag:blogger.com,1999:blog-1425262388740762115.post-92005284395173291752021-09-29T15:14:00.004+08:002021-09-29T15:14:38.435+08:00468 紛美包裝<p>講起大陸山寨反告本尊事件, 最為人所熟悉要算 MICHEAL JORDAN 對喬丹體育, 2012年開打到最終2020年先埋單, 最終雖然由MICHEAL JORDAN 贏左, 但喬丹體育敗訴不影響喬丹體育商標使用, 即係把口比你贏實際繼續抄; 不過, 通常呢D抄襲案, 無論大陸公司贏了或輸了官司, 其發展都已經完了, 因為本身就係抄人野, 消費者眼睛好清楚嘅, MOJI 唔會變MUJI, NIKA 唔會變NIKE, MCROLAND 更唔會變到MCDONALD......</p><span><a name='more'></a></span><p>不過, 有一種抄襲, 叫技術抄襲, 呢樣野,以前日本仔最叻, 原來, 我地祖國公司也不弱, 紛美包裝就係其中一個表表姐, 洪爺曾經喺利樂少林寺集武多年, 練得一身好功夫, 又有一班出生入死師兄弟, 之後更做埋少林地方寺方丈. 但洪爺不甘全世界9成都包裝市場都係瑞典人天下, 決定自立門戶一腳踢開利樂, 用一招國有反壟斷大法, 令到所有武功在大陸盡廢, 為自己打出一條生路. </p><p>紛美同其他山寨公司唔同之處, 在於佢都真係做生意, 會發展自己技術, 唔係抄人地個BRANCH, 抄人地個樣, 抄人地個DESIGN 就完事. 所以, 都算係做正經野嘅</p><p>睇返年報, 2016-2020</p><p>收入 2B, 2.3B,2.5B,2.7B,3.3B</p><p>稅前盈利 0.43B, 0.44B, 0.44B, 0.44B, 0.46B</p><p>其實都係慢步速增長, 始終都係包裝野, 幾叻都係要睇市場要你幾多.... 早幾年比怡和買左30%, 應該會有多D 作為, 點知遇著疫情, 加上來貨成本增加, 就算訂單多左, 都頂唔住成本上升. 所以個股價都去唔到怡和個入市價. 依家仲跟埋大市一齊食蕉.</p><p>但呢D細公司, 生意無得發大又有錢的時間, 一係留現金等好景先發大, 一係就買資產, 再唔係就派息比返大股東, 所以點都無死....</p><p>以現價2.9計, 就算跟往年派息額約0.27, 都有成9厘息, 對於有錢人呢D食息垃圾, 係唔錯選擇.</p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-24995885764237601472021-09-29T10:42:00.002+08:002021-09-29T10:42:22.307+08:00強積金記錄 – 2021/09/29<div style="text-align: left;"> 在大陸政府對多個不同行業進行整改, 再教肓, 加強管制, 中港股市繼續無運行.... 當美國股市又挑戰35000點, 港股現已回返到24000點水平, 真係叻仔, 夠晒"維穩".<br />咁... 對MPF有乜影響呢?? 係好L大影響....<span><a name='more'></a></span></div><div style="text-align: left;"><br />以恆生MPF為例, 上年同期 (2020/09):<br />恆生: 自選美國股票基金 VCUS: HKD26.32<br />恆生: 北美股票基金 NAEF: HKD19.5<br />恆生: 中國股票基金 APFL HKD18.8<br />恆生: 恒指基金 HSIF: HKD25.3</div><div style="text-align: left;"><br /></div><div style="text-align: left;">今日價格 (2021/09):<br />恆生: 自選美國股票基金 VCUS: HKD34.69 (升31.8%)<br />恆生: 北美股票基金 NAEF: HKD25.72 (升32.0%)<br />恆生: 中國股票基金 APFL HKD18.8 無升跌<br />恆生: 恒指基金 HSIF: HKD25.22 (跌0.32%)</div><div style="text-align: left;"><br /></div><div style="text-align: left;">看到圍穩的影響了嗎?? SO9SAD</div><div style="text-align: left;"><span style="background-color: white; color: #333333; font-family: PMingLiU, serif; font-size: 12.61px;"><br /></span></div><div style="text-align: left;"><span style="background-color: white; color: #333333; font-family: PMingLiU, serif; font-size: 12.61px;"><br /></span></div><div style="text-align: left;"><span style="background-color: white; color: #333333; font-family: PMingLiU, serif; font-size: 12.61px;">= = = = = = = = = = = = = = = =</span></div><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">股票</span><span face="Arial, sans-serif">: 41%</span><u1:p></u1:p><u2:p></u2:p><span face=""Trebuchet MS", sans-serif"><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; line-height: 18.5467px;">債券<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 18% </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; line-height: 18.5467px;">保證</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 41% </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p><a name="more" style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></a><span face=""Trebuchet MS", Verdana, Arial, sans-serif" style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><a name="more"></a></span><span style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><a name="more"></a></span><span face="Arial, sans-serif" style="background: rgb(255, 255, 255); color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; line-height: 18.5467px;"><br /></span></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">有錢人會以恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">及</span><span face="Arial, sans-serif"> </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">盈富基金作比較目標</span><span face="Arial, sans-serif">:<br /></span><span face="Arial, sans-serif"> </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow;"> (</span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif;">拍照日</span><span face="Arial, sans-serif" style="background: yellow;">) 2015/04/01:</span><span face=""Trebuchet MS", sans-serif"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;"></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;">恆生恆指基金<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: $22.22 </span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">盈富基金</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">: $25.45</span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">有錢人的</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">MPF: 115W</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"><br /></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif">@2021/09/29</span></p><p class="MsoNormal" style="background: white; color: #333333; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">盈富基金</span><span face="Arial, sans-serif"><span style="font-family: Calibri, sans-serif;">: $25.45 -> $25.12 (</span><span style="font-family: PMingLiU, serif;">跌</span></span><span face="Arial, sans-serif" style="font-family: Calibri, sans-serif;"> $0.013, 1.3%) (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">另累計收息</span><span face="Arial, sans-serif" style="font-family: Calibri, sans-serif;"> $5.25; </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">最近派息日</span><span face="Arial, sans-serif" style="font-family: Calibri, sans-serif;">:2021/04/29)(</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">實際升19.332</span><span face="Arial, sans-serif" style="font-family: Calibri, sans-serif;">%)</span><span face=""Trebuchet MS", sans-serif" style="font-family: Calibri, sans-serif;"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">恆指基金</span><span face="Arial, sans-serif">: $22.22 -> $25.22</span><span face="Arial, sans-serif" style="font-size: 12.61px;"> (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;">升</span><span face="Arial, sans-serif" style="font-size: 12.61px;"> 13.5%)</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">有錢人的</span><span face="Arial, sans-serif">MPF: 115W -> 241W (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">期內供款約81</span><span face="Arial, sans-serif">W, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">合計及期內升22.8</span><span face="Arial, sans-serif">%) </span><span face=""Trebuchet MS", sans-serif"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;"><br /></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;">操作</span><span face="Arial, sans-serif" style="font-size: 12.61px;">/ </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12.61px;">評論</span><span face="Arial, sans-serif" style="font-size: 12.61px;">:</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;">老老豆豆, 當我每個月都用錢去月供2800, 依家6年下來, 我實際增長係19.332%, 但我個強迫金<span style="font-family: PMingLiU, serif; font-size: 12.61px;">恆指基金卻只係比得我13.5%, 只是呢6年, 總回報已經相差6%之巨...... 放大 40年的工作生涯, 就變成 50%以上的差異</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: PMingLiU, serif; font-size: 12.61px;">我想問, 點解我要供強迫金唔供盈富基金?!??!?!? </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: PMingLiU, serif; font-size: 12.61px;"> </span><span style="font-family: PMingLiU, serif; font-size: 12.61px;">點解正苦仲要迫我呢D蛋散供強迫金?!?!? </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;">算了.... 其實都係呻下... 因為就算明知<span style="font-family: PMingLiU, serif; font-size: 12.61px;">強迫金</span><span style="font-size: 12.61px;">是 ON9的, 也改不了這個制度, 有錢人只可以 "減低損失"而已</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><br /></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-size: 12.61px;">中港股又跌多5-10%, 尤幸有錢人的MPF 已大部份放在保證同債券類別, 加上股票類別也大部分放於歐美市場, 穩定性更高. 在未來, 如果保證類別比例升上43%, 應該開始再回撥資金到股票及債券部份</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">有錢人的</span><span face="Arial, sans-serif">MPF, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">基本上都係比較低風險操作</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">都係睇住大市郁動</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">平衡為主</span><span face="Arial, sans-serif">... </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">最近呢幾年</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">平均回報率約</span><span face="Arial, sans-serif">5%/</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">年</span><span face="Arial, sans-serif">) </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">我只是追到自己目標每年</span><span face="Arial, sans-serif">3-5% </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">要求而</span><span face=""Microsoft JhengHei", sans-serif" lang="ZH-TW">已</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 12.61px; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face=""Microsoft JhengHei", sans-serif" lang="ZH-TW">另外, 我會將一半的中港股票基金及供款轉成入現金,債券,北美股票, 以作更安全增長點</span></p><p><a name="more" style="-webkit-text-stroke-width: 0px; background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"></a><br /></p><p><br /></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-59772886607587557642021-08-25T09:12:00.001+08:002021-08-25T09:12:03.555+08:00強積金記錄 – 2021/08/24<p><span face=""Trebuchet MS", Verdana, Arial, sans-serif" style="background-color: white; color: #333333;">港股連續兩個月不停跌, 繼續被內地政府拖住走, 近月大陸政府對所有很賺錢同有力影響個別版塊的公司, 都進行上崗上線, 上至法規執法部門管理部門, 下</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif" style="background-color: white; color: #333333;">至</span><span face=""Trebuchet MS", Verdana, Arial, sans-serif" style="background-color: white; color: #333333;">黨媒小粉紅, 都全部針對, 令其不得不"聽黨話, 跟黨走"</span></p><p><span face="Trebuchet MS, Verdana, Arial, sans-serif" style="color: #333333;"><span style="background-color: white;">政治與政府操作可影響市場, 但不應如果夾硬嚟, 咁等同於夾硬在賺錢公司荷包拎錢, 絕對不是自由市場操作. </span></span></p><p><br /></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">股票</span><span face="Arial, sans-serif">: 41%</span><u1:p></u1:p><u2:p></u2:p><span face=""Trebuchet MS", sans-serif"><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; line-height: 18.5467px;">債券<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 18% </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; line-height: 18.5467px;">保證</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: 41% </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><a name="more" style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif;"></a><span face=""Trebuchet MS", Verdana, Arial, sans-serif" style="background-color: white; color: #333333;"><a name="more"></a></span><span><a name='more'></a></span><span face="Arial, sans-serif" style="background: rgb(255, 255, 255); color: #333333; line-height: 18.5467px;"><br /></span><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><a name="more" style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif;"></a><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">有錢人會以恆生</span><span face="Arial, sans-serif">MPF </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">及</span><span face="Arial, sans-serif"> </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">盈富基金作比較目標</span><span face="Arial, sans-serif">:<br /></span><span face="Arial, sans-serif"> </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow;"> (</span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif;">拍照日</span><span face="Arial, sans-serif" style="background: yellow;">) 2015/04/01:</span><span face=""Trebuchet MS", sans-serif"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;"></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;">恆生恆指基金<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span face="Arial, sans-serif" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; line-height: 18.5467px;">: $22.22 </span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">盈富基金</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">: $25.45</span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">有錢人的</span></span><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">MPF: 115W</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"><br /></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif">@2021/08/24</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">盈富基金</span><span face="Arial, sans-serif">: $25.45 -> $26.24 (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">升</span><span face="Arial, sans-serif"> $0.79, 3.1%) (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">另累計收息</span><span face="Arial, sans-serif"> $5.25; </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">最近派息日</span><span face="Arial, sans-serif">:2021/04/29)(</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">實際升23.7</span><span face="Arial, sans-serif">%)</span><span face=""Trebuchet MS", sans-serif"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">恆生</span><span face="Arial, sans-serif">MPF</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">恆指基金</span><span face="Arial, sans-serif">: $22.22 -> $25.84</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"> (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">升</span><span face="Arial, sans-serif"> 16.3%)</span><span face=""Trebuchet MS", sans-serif"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">有錢人的</span><span face="Arial, sans-serif">MPF: 115W -> 240W (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">期內供款約</span><span face="Arial, sans-serif">79.6W, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">合計及期內升23.3</span><span face="Arial, sans-serif">%) </span><span face=""Trebuchet MS", sans-serif"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 18pt; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif"> </span><span face=""Trebuchet MS", sans-serif"><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">操作</span><span face="Arial, sans-serif">/ </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">評論</span><span face="Arial, sans-serif">:</span><span face=""Trebuchet MS", sans-serif"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 18pt; margin: 0cm 0cm 8pt;">中港股大跌10%-20%, 尤幸有錢人的MPF 已大部份放在保證同債券類別, 加上股票類別也大部分放於歐美市場, 穩定性更高. 在未來, 如果保證類別比例升上43%, 應該開始再回撥資金到股票及債券部份</p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">有錢人的</span><span face="Arial, sans-serif">MPF, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">基本上都係比較低風險操作</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">都係睇住大市郁動</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">平衡為主</span><span face="Arial, sans-serif">... </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">最近呢幾年</span><span face="Arial, sans-serif">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">平均回報率約</span><span face="Arial, sans-serif">5%/</span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">年</span><span face="Arial, sans-serif">) </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span face="Arial, sans-serif" style="background: yellow; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif;">我只是追到自己目標每年</span><span face="Arial, sans-serif">3-5% </span><span lang="ZH-TW" style="font-family: PMingLiU, serif;">要求而</span><span face=""Microsoft JhengHei", sans-serif" lang="ZH-TW">已</span></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-76577193950785170732021-07-23T15:50:00.000+08:002021-07-23T15:50:14.317+08:00強積金記錄 – 2021/07/23<p>今個月港股不停跌, 大部份個股都被內地政府拖住走, 全無反彈力</p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><br /></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">股票</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">: 42%</span><u1:p></u1:p><u2:p></u2:p><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;">債券<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;">: 18% </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;">保證</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;">: 40% </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><a name="more" style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></a><span><a name='more'></a></span><span style="background: rgb(255, 255, 255); color: #333333; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><br /></span><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><a name="more" style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></a><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">有錢人會以恆生</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">MPF </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">及</span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">盈富基金作比較目標</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">:<br /></span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt;"> (</span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; font-size: 13pt;">拍照日</span><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt;">) 2015/04/01:</span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;">恆生恆指基金<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;">: $22.22 </span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">盈富基金</span></span><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">: $25.45</span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">有錢人的</span></span><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">MPF: 115W</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"><br /></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: Arial, sans-serif; font-size: 13pt;">@2021/07/23</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">盈富基金</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">: $25.45 -> $27.78 (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">升</span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> 9.15%) (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">另累計收息</span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> $5.25; </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">最近派息日</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">:2021/04/29)(</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">實際升29.78</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">%)</span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">恆生</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">MPF</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">恆指基金</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">: $22.22 -> $28.23</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: Arial, sans-serif; font-size: 13pt;"> (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">升</span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> 27.04%)</span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">有錢人的</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">MPF: 115W -> 240W (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">期內供款約</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">78W, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">合計及期內升25</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">%) </span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: Arial, sans-serif; font-size: 13pt;"> </span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">操作</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">/ </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">評論</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">:</span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">有錢人的</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">MPF, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">基本上都係比較低風險操作</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">都係睇住大市郁動</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">平衡為主</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">... </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">最近呢幾年</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">平均回報率約</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">5%/</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">年</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">) </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">我只是追到自己目標每年</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">3-5% </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">要求而</span><span lang="ZH-TW" style="font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">已</span></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-24279993205130167052021-06-29T14:59:00.001+08:002021-06-29T14:59:03.569+08:00強積金記錄 – 2021/06/29<p><span style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;">又一整個月了, 港股仍然都只是28000-30000 之間. </span></p><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"><br /></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">股票</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">: 42%</span><u1:p></u1:p><u2:p></u2:p><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;">債券<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;">: 18% </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;">保證</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;">: 40% </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span></span></p><a name='more'></a><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><br /></span><p></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"></p><a name="more" style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></a><p style="background-color: white; color: #333333; font-family: "Trebuchet MS", Verdana, Arial, sans-serif; font-size: 12.61px;"></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">有錢人會以恆生</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">MPF </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">及</span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">盈富基金作比較目標</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">:<br /></span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt;"> (</span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; font-size: 13pt;">拍照日</span><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt;">) 2015/04/01:</span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;">恆生恆指基金<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;">: $22.22 </span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">盈富基金</span></span><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">: $25.45</span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">有錢人的</span></span><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">MPF: 115W</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"><br /></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: Arial, sans-serif; font-size: 13pt;">@2021/06/29</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">盈富基金</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">: $25.45 -> $29.42 (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">升</span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> 15.6%) (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">另累計收息</span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> $5.25; </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">最近派息日</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">:2021/04/29)(</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">實際升</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">36.22%)</span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">恆生</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">MPF</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">恆指基金</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">: $22.22 -> $30.17 (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">升</span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> 35.78%)</span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">有錢人的</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">MPF: 115W -> 238W (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">期內供款約</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">77W, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">合計及期內升40</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">%) </span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: Arial, sans-serif; font-size: 13pt;"> </span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">操作</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">/ </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">評論</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">:</span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">有錢人的</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">MPF, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">基本上都係比較低風險操作</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">都係睇住大市郁動</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">平衡為主</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">... </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">最近呢幾年</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">平均回報率約</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">5%/</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">年</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">) </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">我只是追到自己目標每年</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">3-5% </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">要求而</span><span lang="ZH-TW" style="font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">已</span></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-24219170540126135742021-06-09T14:53:00.009+08:002021-06-09T14:56:07.578+08:00ON L 9 的消費券 - 真係好L嬲<p> 正苦最近推燒肺券, 其實垃圾推野出嚟, 唔比人鬧已經很好, 但奈何垃圾是終身制的, ON9本來就是絕症, 無論你去到邊做咩位, 你一日ON9就終身ON9, 無得E的.<span></span></p><a name='more'></a><br /><br />好L地地派錢就派錢啦, 攪乜春野電子燒肺?! 你估你垃圾正苦可以同高高在上北大人正苦嘅G持度到操作力相提並論?!?! 簡直白痴到癲.... 講左9世, 到依家都仲係講只係每月施捨一千大洋分5期比, 仲要限制收錢燒肺工具. <p></p><p>若要人不知唔好太低B, 真係子華神都講左十年, 典解都仲要做呢D ON9 野出嚟勞民傷財, 攪到大家都唔高興? </p><p>簡簡單單, 滿18歲永久居民, 一定要有個人香港銀行戶口, 比個日子限期, 就可以網上登記收錢, 咁你分幾多期比都無人會小你啦, 如果要推電子燒肺, 咪比多個選項出嚟比人揀, 電子戶口收錢可以額外多少少錢, 咁樣一定推到更多人用啦.</p><p>做左膠官咁耐, 都未聽過<span face="arial, sans-serif" style="background-color: white; color: #202124; font-size: 16px;">伊索寓言:</span>北風與太陽?!?! 請各位膠官大人放過香港同胞, 放過自己祖宗, 放過自己個仔(還返個屎忽比個仔), 唔好再做柒事好唔好....</p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com2tag:blogger.com,1999:blog-1425262388740762115.post-44523633122862371222021-06-03T13:18:00.000+08:002021-06-03T13:18:12.269+08:00買穩定收息股的好處<p><span lang="ZH-HK" style="font-family: arial;">港股股市高位近月高位</span><span style="font-family: arial;">31000</span><span lang="ZH-HK" style="font-family: arial;">點水平</span><span style="font-family: arial;">, </span><span lang="ZH-HK" style="font-family: arial;">依家</span><span style="font-family: arial;">29000</span><span lang="ZH-HK" style="font-family: arial;">點水平</span><span style="font-family: arial;">,</span><span style="font-family: arial;">
</span><span lang="ZH-HK" style="font-family: arial;">跌左</span><span style="font-family: arial;">2000</span><span lang="ZH-HK" style="font-family: arial;">點</span><span style="font-family: arial;">, </span><span lang="ZH-HK" style="font-family: arial;">但好多科技股跌幅比大市大</span><span style="font-family: arial;">, </span><span lang="ZH-HK" style="font-family: arial;">少則</span><span style="font-family: arial;">15-20%,</span><span style="font-family: arial;"> </span><span lang="ZH-HK" style="font-family: arial;">大則</span><span style="font-family: arial;">40-50%....</span><span style="font-family: arial;"> </span><span lang="ZH-HK" style="font-family: arial;">升市時</span><span style="font-family: arial;">,</span><span style="font-family: arial;"> </span><span lang="ZH-HK" style="font-family: arial;">大家都</span><span lang="ZH-HK" style="font-family: arial;">㷫</span><span lang="ZH-HK" style="font-family: arial;">烚烚</span><span style="font-family: arial;">,</span><span style="font-family: arial;"> </span><span lang="ZH-HK" style="font-family: arial;">乜都升上月球</span><span style="font-family: arial;">,</span><span style="font-family: arial;"> </span><span lang="ZH-HK" style="font-family: arial;">但作為老散的我</span><span style="font-family: arial;">,</span><span style="font-family: arial;"> </span><span lang="ZH-HK" style="font-family: arial;">卻沒有多少甜頭</span><span style="font-family: arial;">,</span><span style="font-family: arial;"> </span><span lang="ZH-HK" style="font-family: arial;">因</span><span lang="ZH-TW" style="font-family: arial;">為</span><span style="font-family: arial;">,</span><span style="font-family: arial;"> </span><span lang="ZH-HK" style="font-family: arial;">我又唔識買</span><span style="font-family: arial;">IT</span><span style="font-family: arial;"> </span><span lang="ZH-HK" style="font-family: arial;">股</span><span style="font-family: arial;">,</span><span style="font-family: arial;"> </span><span lang="ZH-HK" style="font-family: arial;">又無研究咩芯片市場</span><span style="font-family: arial;">, </span><span lang="ZH-HK" style="font-family: arial;">總之我就淨係識睇財報</span><span style="font-family: arial;">.</span></p>
<p class="MsoNormal"><o:p><span style="font-family: arial;"> <span></span></span></o:p></p><a name='more'></a><p></p>
<p class="MsoNormal"><span style="font-family: arial;"><span lang="ZH-HK">不過買股</span><span lang="ZH-TW">票</span><span lang="ZH-HK">唔同入賭</span><span lang="ZH-TW">場</span>, <span lang="ZH-HK">唔靠運有時仲穩陣</span>, <span lang="ZH-HK">呢</span>D<span lang="ZH-HK">野真係講足幾廿年</span>, <span lang="ZH-HK">學足幾廿年都可</span><span lang="ZH-TW">以</span><span lang="ZH-HK">做得唔夠好</span>, <span lang="ZH-HK">就好似你跑步</span>, <span lang="ZH-HK">明明跑緊</span>10K<span lang="ZH-HK">用</span>5<span lang="ZH-HK">分披已</span><span lang="ZH-TW">經</span><span lang="ZH-HK">好辛苦</span>, <span lang="ZH-HK">就總會有啲柒頭走嚟講</span>, <span lang="ZH-HK">你可</span><span lang="ZH-TW">以</span><span lang="ZH-HK">點點點就跑到得再好啲喎</span>, <span lang="ZH-HK">咁你又試下</span>… <span lang="ZH-HK">原</span><span lang="ZH-TW">來</span><span lang="ZH-HK">又真係可</span><span lang="ZH-TW">以</span><span lang="ZH-HK">再好啲</span>,<span lang="ZH-HK">大家都係</span>5<span lang="ZH-HK">分披</span>, <span lang="ZH-HK">原</span><span lang="ZH-TW">來</span><span lang="ZH-HK">改下跑</span>G<span lang="ZH-HK">改下速</span><span lang="ZH-TW">度</span><span lang="ZH-HK">平均</span>D, <span lang="ZH-HK">又可</span><span lang="ZH-TW">以</span><span lang="ZH-HK">舒</span><span lang="ZH-TW">服</span><span lang="ZH-HK">左咁跑返同一速度</span>, <span lang="ZH-HK">最低能係睇返原</span><span lang="ZH-TW">來</span><span lang="ZH-HK">一路都只係自</span><span lang="ZH-TW">己</span><span lang="ZH-HK">柒下柒下有時跟左人地</span>D<span lang="ZH-HK">快腳跑爆左偈</span>,<span lang="ZH-HK">又有時跟錯慢腳來回踱步當跑步</span>. <span lang="ZH-HK">總之</span>, <span lang="ZH-HK">投</span>G<span lang="ZH-HK">嘅野就係要不停回顧</span>,<span lang="ZH-HK">不停咁檢</span><span lang="ZH-TW">討</span><span lang="ZH-HK">自</span><span lang="ZH-TW">己</span>.<o:p></o:p></span></p>
<p class="MsoNormal"><o:p><span style="font-family: arial;"> </span></o:p></p>
<p class="MsoNormal"><span style="font-family: arial;"><span lang="ZH-HK">有錢人年過</span>40<span lang="ZH-HK">一事無成</span>, <span lang="ZH-HK">周柏豪同鄭融都笑我 "</span><span lang="ZH-TW" style="background: white; color: #202124; line-height: 107%;">假如凡事都失敗</span><span lang="ZH-TW" style="background: white; color: #202124; line-height: 107%;"> </span><span lang="ZH-TW" style="background: white; color: #202124; line-height: 107%;">也許得愛戀先可以得</span><span lang="ZH-TW" style="background: white; color: #202124; line-height: 107%;">勝"</span>, <span lang="ZH-HK">所</span><span lang="ZH-TW">以</span><span lang="ZH-HK">我揀股都只係識搵收息股</span>, <span lang="ZH-HK">唯有每隔一季就自我檢</span><span lang="ZH-TW">討</span>, <span lang="ZH-HK">睇下倉入面有咩股要飛左佢</span>, <span lang="ZH-HK">只收留一</span>D<span lang="ZH-HK">正</span><span lang="ZH-TW">常</span><span lang="ZH-HK">派息又正常做生意嘅股</span><span lang="ZH-TW">票</span>.<o:p></o:p></span></p>
<p class="MsoNormal"><o:p><span style="font-family: arial;"> </span></o:p></p>
<p class="MsoNormal"><span style="font-family: arial;"><span lang="ZH-HK">後生仔同死老鬼最唔同之處</span>, <span lang="ZH-HK">後生仔永</span><span lang="ZH-TW">遠</span><span lang="ZH-HK">追</span><span lang="ZH-TW">求</span><span lang="ZH-HK">第一</span>, <span lang="ZH-HK">最勁</span>, <span lang="ZH-HK">最快</span>, <span lang="ZH-HK">但買股唔同比賽</span>, <span lang="ZH-HK">唔係升得最快嗰個就贏</span>, <span lang="ZH-HK">每個人都有自</span><span lang="ZH-TW">己</span><span lang="ZH-HK">局限</span>, <span lang="ZH-HK">有</span>D<span lang="ZH-HK">人鐘意投機賭錢</span>, <span lang="ZH-HK">搏一搏升幾倍</span>, <span lang="ZH-HK">有</span>D<span lang="ZH-HK">人就鐘意輕輕</span><span lang="ZH-TW">鬆</span>, <span lang="ZH-HK">細水長流</span>, <span lang="ZH-HK">我諗我就係後者</span>. <span lang="ZH-HK">所</span><span lang="ZH-TW">以"</span><span lang="ZH-TW" style="background: white; color: #202124; line-height: 107%;">幾年來毫無成績</span><span style="background: white; color: #202124; line-height: 107%;">, </span><span lang="ZH-TW" style="background: white; color: #202124; line-height: 107%;">地位未有躍</span><span lang="ZH-TW" style="background: white; color: #202124; line-height: 107%;">升"</span><span style="background: white; color: #202124; line-height: 107%;">….. </span><span lang="ZH-HK" style="background: white; color: #202124; line-height: 107%;">只有安安定定收息</span><span style="background: white; color: #202124; line-height: 107%;">, </span><span lang="ZH-HK" style="background: white; color: #202124; line-height: 107%;">不過咁有咁好</span><span style="background: white; color: #202124; line-height: 107%;">,</span><span style="background: white; color: #202124; line-height: 107%;"> <span lang="ZH-HK">就係其他人輸到仆街叫天叫地時</span></span><span style="background: white; color: #202124; line-height: 107%;">,</span><span style="background: white; color: #202124; line-height: 107%;"> <span lang="ZH-HK">我都係一樣食住花生</span></span><span style="background: white; color: #202124; line-height: 107%;">,</span><span style="background: white; color: #202124; line-height: 107%;"> <span lang="ZH-HK">笑看風雲</span></span><span style="background: white; color: #202124; line-height: 107%;">. </span></span><span lang="ZH-HK" style="background: white; color: #202124; font-family: arial; line-height: 107%;">所</span><span lang="ZH-TW" style="background: white; color: #202124; font-family: arial; line-height: 107%;">以</span><span lang="ZH-HK" style="background: white; color: #202124; font-family: arial; line-height: 107%;">凡事有得就有失</span><span style="background: white; color: #202124; font-family: arial; line-height: 107%;">,</span><span style="background: white; color: #202124; font-family: arial; line-height: 107%;"> <span lang="ZH-HK">不可</span></span><span lang="ZH-TW" style="background: white; color: #202124; font-family: arial; line-height: 107%;">能</span><span lang="ZH-HK" style="background: white; color: #202124; font-family: arial; line-height: 107%;">面面俱圓</span><span style="background: white; color: #202124; font-family: arial; line-height: 107%;">,</span><span style="background: white; color: #202124; font-family: arial; line-height: 107%;"> <span lang="ZH-HK">乜都贏到盡</span></span><span style="background: white; color: #202124; font-family: arial; line-height: 107%;">….</span><span style="background: white; color: #202124; font-family: arial; line-height: 107%;"> <span lang="ZH-HK">凡事太盡</span></span><span style="background: white; color: #202124; font-family: arial; line-height: 107%;">,</span><span style="background: white; color: #202124; font-family: arial; line-height: 107%;"> <span lang="ZH-HK">緣</span></span><span lang="ZH-TW" style="background: white; color: #202124; font-family: arial; line-height: 107%;">份</span><span lang="ZH-HK" style="background: white; color: #202124; font-family: arial; line-height: 107%;">亦必早盡</span></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-31080778796732581562021-05-26T14:03:00.002+08:002021-05-26T14:03:38.716+08:00強積金記錄 – 2021/05/26<p> 一整個月, 港股都只是28000-30000 之間上上落落, 火雞股跌pk, 但傳統股又到收息期, 接力頂住大市. </p><p><br /></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">股票</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">: 42%</span><u1:p></u1:p><u2:p></u2:p><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;">債券<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;">: 18% </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;">保證</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;">: 40% </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span></span></p><a name='more'></a><p></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">有錢人會以恆生</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">MPF </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">及</span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">盈富基金作比較目標</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">:<br /></span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt;"> (</span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; font-size: 13pt;">拍照日</span><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt;">) 2015/04/01:</span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;">恆生恆指基金<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;">: $22.22 </span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">盈富基金</span></span><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">: $25.45</span></span><span lang="ZH-TW" style="background: yellow; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">有錢人的</span></span><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">MPF: 115W</span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"><br /></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: Arial, sans-serif; font-size: 13pt;">@2021/05/26</span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">盈富基金</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">: $25.45 -> $29.42 (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">升</span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> 15.6%) (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">另累計收息</span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> $5.25; </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">最近派息日</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">:2021/04/29)(</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">實際升</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">36.22%)</span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">恆生</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">MPF</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">恆指基金</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">: $22.22 -> $29.2 (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">升</span><span style="font-family: Arial, sans-serif; font-size: 13pt;"> 31.4%)</span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">有錢人的</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">MPF: 115W -> 234W (</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">期內供款約</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">76W, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">合計及期內升</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">22.5%) </span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="font-family: Arial, sans-serif; font-size: 13pt;"> </span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">操作</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">/ </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">評論</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">:</span><span style="font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">有錢人的</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">MPF, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">基本上都係比較低風險操作</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">都係睇住大市郁動</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">平衡為主</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">... </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">最近呢幾年</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">, </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">平均回報率約</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">5%/</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">年</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">) </span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="background: yellow; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span></p><p class="MsoNormal" style="background: white; color: #333333; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">我只是追到自己目標每年</span><span style="font-family: Arial, sans-serif; font-size: 13pt;">3-5% </span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 13pt;">要求而</span><span lang="ZH-TW" style="font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">已</span></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-83863868601920572702021-05-06T05:47:00.006+08:002021-05-06T05:47:44.049+08:00加密貨幣 (Cryptocurrency) -比特幣投資<p><span style="font-family: arial;">加密貨幣 (Cryptocurrency) 是近年最熱炒的一種"商品", 而其中 BITCOIN (BTC) 就是先驅者, 也是升值的表表姐, 不同於其他"商品", Crypto 是一種可以作為交易貨幣使用的。</span></p><p><span></span></p><a name='more'></a><span style="font-family: arial;"><br /></span><p></p><p><span style="font-family: arial;">Investopedia 這樣去解釋 BITCOIN:</span></p><p><span style="font-family: arial;">(https://www.investopedia.com/terms/b/bitcoin.asp)</span></p><p><span style="font-family: arial;"><br /></span></p><h2 class="comp mntl-sc-block finance-sc-block-heading mntl-sc-block-heading" id="mntl-sc-block_1-0" style="background-color: white; box-sizing: border-box; color: #111111; font-weight: 400; line-height: 1.2; margin: 0px;"><span class="mntl-sc-block-heading__text" style="box-sizing: border-box;"><span style="font-family: arial; font-size: small;">What Is Bitcoin?</span></span></h2><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-1" style="background-color: white; box-sizing: border-box; color: #111111; counter-reset: section 0; margin-bottom: 1.75rem; margin-top: 0px;"><span style="font-family: arial;">Bitcoin is a <a data-component="link" data-ordinal="1" data-source="inlineLink" data-type="internalLink" href="https://www.investopedia.com/terms/d/digital-money.asp" rel="noopener noreferrer" style="box-sizing: border-box; color: #2c40d0;">digital currency</a> that was created in January 2009. It follows the ideas set out in a <a data-component="link" data-ordinal="2" data-source="inlineLink" data-type="externalLink" href="https://bitcoin.org/bitcoin.pdf" rel="noopener noreferrer" style="box-sizing: border-box; color: #2c40d0;" target="_blank">whitepaper</a> by the mysterious and pseudonymous Satoshi Nakamoto.<span class="mntl-inline-citation mntl-dynamic-tooltip--trigger" data-id="#citation-6" style="box-sizing: border-box; color: #0000ee; cursor: pointer; letter-spacing: 0.07em; margin-left: 2px; padding-bottom: 15px; position: inherit; vertical-align: super;"><span style="box-sizing: border-box; pointer-events: none;">1</span></span> The identity of the person or persons who created the technology is still a mystery. Bitcoin offers the promise of lower transaction fees than traditional online payment mechanisms and, unlike government-issued currencies, it is operated by a decentralized authority.</span></p><div class="comp mntl-sc-block mntl-sc-block-adslot mntl-block" id="mntl-sc-block_1-0-2" style="background-color: white; box-sizing: border-box; color: #111111;"><div class="comp mntl-block" id="mntl-block_22-0" style="box-sizing: border-box;"><div class="comp scads-to-load right-rail__item fin-billboard1-sticky-dynamic mntl-sc-sticky-billboard scads-stick-in-parent scads-ad-placed" data-height="1050" id="fin-billboard1-sticky-dynamic_3-0" style="box-sizing: border-box; height: 1050px; position: absolute; right: 0px; top: 0px; width: 300px; z-index: 1;"><div class="comp mntl-billboard mntl-sc-sticky-billboard-ad billboard1-dynamic mntl-dynamic-billboard mntl-gpt-dynamic-adunit mntl-gpt-adunit gpt billboard dynamic" data-ad-height="600" data-ad-width="300" id="mntl-sc-sticky-billboard-ad_21-0" style="box-sizing: border-box; margin: 0px; min-height: 250px; min-width: 300px; padding: 0px; text-align: center; transform: translateY(432px);"><div class="wrapper" data-auction-floor-id="688231f2dc084a39be666eaab318cded" data-auction-floor-value="10" data-google-query-id="CK64h6W5s_ACFcfiTAIdWs4G0A" data-pos="atf" data-priority="2" data-rtb="true" data-sizes="[[300, 1050],[300, 600],[160, 600],[300, 250],[1, 2],"fluid"]" data-targeting="{}" data-type="billboard" id="billboard" style="box-sizing: border-box; margin: 0px auto 1.75rem; min-height: calc(250px + 1.5rem + 12px); min-width: 300px;"><div style="border: 0pt none; box-sizing: border-box; display: inline-block; height: 600px; width: 300px;"><span style="font-family: arial;"><br /></span></div></div><div class="wrapper" data-auction-floor-id="688231f2dc084a39be666eaab318cded" data-auction-floor-value="10" data-google-query-id="CK64h6W5s_ACFcfiTAIdWs4G0A" data-pos="atf" data-priority="2" data-rtb="true" data-sizes="[[300, 1050],[300, 600],[160, 600],[300, 250],[1, 2],"fluid"]" data-targeting="{}" data-type="billboard" id="billboard" style="box-sizing: border-box; margin: 0px auto 1.75rem; min-height: calc(250px + 1.5rem + 12px); min-width: 300px;"><div id="google_ads_iframe_/479/investopedia/inv_cryptocurrency/billboard_0__container__" style="border: 0pt none; box-sizing: border-box; display: inline-block; height: 600px; width: 300px;"><span style="font-family: arial;"><iframe allow="conversion-measurement 'src'" data-google-container-id="c" data-is-safeframe="true" data-load-complete="true" frameborder="0" height="600" id="google_ads_iframe_/479/investopedia/inv_cryptocurrency/billboard_0" marginheight="0" marginwidth="0" name="" sandbox="allow-forms allow-popups allow-popups-to-escape-sandbox allow-same-origin allow-scripts allow-top-navigation-by-user-activation" scrolling="no" src="https://dd6d30d2f6722a84baa0def011949d1e.safeframe.googlesyndication.com/safeframe/1-0-38/html/container.html" style="border-style: initial; border-width: 0px; box-sizing: border-box; margin: 0px auto; vertical-align: bottom;" title="3rd party ad content" width="300"></iframe></span></div></div></div></div></div></div><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-3" style="background-color: white; box-sizing: border-box; color: #111111; counter-reset: section 0; margin-bottom: 1.75rem; margin-top: 0px;"><span style="font-family: arial;">Bitcoin is a type of cryptocurrency. There are no physical bitcoins, only balances kept on a public ledger that everyone has transparent access to. All bitcoin transactions are verified by a massive amount of computing power. Bitcoins are not issued or backed by any banks or governments, nor are individual bitcoins valuable as a commodity. Despite it not being <a data-component="link" data-ordinal="1" data-source="inlineLink" data-type="internalLink" href="https://www.investopedia.com/terms/l/legal-tender.asp" rel="noopener noreferrer" style="box-sizing: border-box; color: #2c40d0;">legal tender</a>, Bitcoin is very popular and has triggered the launch of hundreds of other cryptocurrencies, collectively referred to as <a data-component="link" data-ordinal="2" data-source="inlineLink" data-type="internalLink" href="https://www.investopedia.com/terms/a/altcoin.asp" rel="noopener noreferrer" style="box-sizing: border-box; color: #2c40d0;">altcoins</a>. Bitcoin is commonly abbreviated as "BTC."</span></p><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-3" style="background-color: white; box-sizing: border-box; color: #111111; counter-reset: section 0; margin-bottom: 1.75rem; margin-top: 0px;"><span style="color: black;"><span style="font-family: arial;">= = = = = = = = = </span></span></p><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-3" style="background-color: white; box-sizing: border-box; color: #111111; counter-reset: section 0; margin-bottom: 1.75rem; margin-top: 0px;"><span style="color: black;"><span style="font-family: arial;">近日, BTC 價格已經升到 US57,000, 亦令到擁有佢嘅人水脤船高 (當中最高調的表表姐當然是TESLA 同ARKK女股神)</span></span></p><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-3" style="background-color: white; box-sizing: border-box; counter-reset: section 0; margin-bottom: 1.75rem; margin-top: 0px;"><span style="font-family: arial;"><span style="color: black;">作為一個科技新產物來講, </span><span style="background-color: transparent;">cryptocurrency, blockchain and cryptoassets 全部都是顛覆現時經濟金錢概念的東西, 多年來不斷"與時並進", 所以不少人對其有很高的期望及給出很高的價格, 由2010年有紀錄開始時不值一提的US0.1 到現在的US57000, 升值57萬倍, 就是在爆發點之初, 2017年頭的US1000水平計, 也有57倍的升幅。相信, 任何一個有買到CRYPTO的人, 都會在這升幅中笑口常開, 而有錢人在當中, 係完全無投資過一分錢的, 只是食花生而已。</span></span></p><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-3" style="background-color: white; box-sizing: border-box; counter-reset: section 0; margin-bottom: 1.75rem; margin-top: 0px;"><span style="font-family: arial;"><span style="background-color: transparent;">其實, 有錢人不投資BTC 或相關CRYPTOCURRENCY原因好簡單 - - - - "我唔識"也沒有多餘錢去博, 所以一直都無買過. 身邊有些朋友, 很早已經買了BTC, 又說"開礦"云云, 相信佢地已經發晒達, 我恭喜佢地. <br /></span></span></p><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-3" style="background-color: white; box-sizing: border-box; counter-reset: section 0; margin-bottom: 1.75rem; margin-top: 0px;"><span style="font-family: arial;"><span style="background-color: transparent;">然而, 有錢人投資的東西, 都只會是我識的, 有數得計的東西. 在有錢人概念中, 貨幣這東西, 是政府的"權力", 幾千年以來不同國家地方來講都不會改變, 我亦相信此概念在可見的時間也不會改變. 然而, c</span></span><span style="font-family: arial;">ryptocurrency 的出現, 卻像是鬼神一般的出現, 其發展也看似要打破這種權力, 這看似無比高尚, 但好遺憾, 人們卻是醜陋的, 人們買呢D貨幣 (BTC, ETH, BNB...) 只為炒 - 升值, 有幾多個係會"用"於交易? 話說TESLA 會使用BTC 作為交易貨幣, 所以不斷買BTC, 但其多年不同種類的投資都是"蝕錢", 卻因為勁買BTC勁升值, 變成"賺錢公司", 這樣的"賺錢", 有錢人卻嗤之以鼻. <br /><br /></span></p><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-3" style="background-color: white; box-sizing: border-box; counter-reset: section 0; margin-bottom: 1.75rem; margin-top: 0px;"><span style="font-family: arial;">新科技的出現, 是令到人們生活改變, 但當一些技術/ 科技/ 概念動搖國家管治甚至其權力, 無論是東方西方任何一個國家都會用盡不同的方法去監管, 打壓, 控制, 甚或是收歸國有, 而最终任何"商品"都會回歸其真實價值。</span></p><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-3" style="background-color: white; box-sizing: border-box; counter-reset: section 0; margin-bottom: 1.75rem; margin-top: 0px;"><span style="font-family: arial;">這是我對cryptocurrency 未來的一種看法。</span></p><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-3" style="background-color: white; box-sizing: border-box; counter-reset: section 0; margin-bottom: 1.75rem; margin-top: 0px;"><span style="font-family: arial;"><br /></span></p><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-3" style="background-color: white; box-sizing: border-box; counter-reset: section 0; margin-bottom: 1.75rem; margin-top: 0px;"><br /></p><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-3" style="background-color: white; box-sizing: border-box; counter-reset: section 0; margin-bottom: 1.75rem; margin-top: 0px;"><span style="font-family: arial;"><span style="background-color: transparent;"><br /></span></span></p><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-3" style="background-color: white; box-sizing: border-box; counter-reset: section 0; margin-bottom: 1.75rem; margin-top: 0px;"><span style="font-family: arial;"><span style="background-color: transparent;"><br /></span></span></p><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-3" style="background-color: white; box-sizing: border-box; color: #111111; counter-reset: section 0; margin-bottom: 1.75rem; margin-top: 0px;"><span style="color: black;"><span style="font-family: arial;"><br /></span></span></p><p class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html" id="mntl-sc-block_1-0-3" style="background-color: white; box-sizing: border-box; color: #111111; counter-reset: section 0; font-family: SourceSansPro, sans-serif; font-size: 17.6px; margin-bottom: 1.75rem; margin-top: 0px;"><span style="color: black; font-family: "Times New Roman"; font-size: medium;"><br /></span></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-58583467163948644292021-04-08T16:24:00.000+08:002021-04-08T16:24:37.743+08:00強積金記錄 – 2021/04/07<p><span lang="ZH-HK" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">香</span><span lang="ZH-TW" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">港</span><span lang="ZH-HK" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">大市由</span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">3</span><span lang="ZH-HK" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">萬點跌落</span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">2</span><span lang="ZH-HK" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">萬</span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">8,</span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;"> <span lang="ZH-HK">依家又上返</span></span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">2</span><span lang="ZH-HK" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">萬</span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">9,</span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;"> <span lang="ZH-HK">美股就一直升升升</span></span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">…</span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;"> <span lang="ZH-HK">依家</span></span><span lang="ZH-HK" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;"> </span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">3</span><span lang="ZH-HK" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">萬</span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">3</span><span lang="ZH-HK" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">千幾水平</span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">, </span><a name="more" style="font-family: "Times New Roman", serif; font-size: 12pt;"><span lang="ZH-HK" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">拜登上場幾個月</span></a><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">, </span><span lang="ZH-HK" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">一路都比</span><span lang="ZH-TW" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">較</span><span lang="ZH-HK" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">平穩</span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">,</span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;"> <span lang="ZH-HK">其</span></span><span lang="ZH-TW" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">實</span><span lang="ZH-HK" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">對於投</span><span lang="ZH-TW" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">資</span><span lang="ZH-HK" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">人</span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">,</span><span style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;"> <span lang="ZH-HK">平穩向上就是最好不過的吧</span></span></p><p style="background: white; font-family: "Times New Roman", serif; font-size: 12pt; margin-left: 0cm; margin-right: 0cm;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: Arial, sans-serif; font-size: 13pt;"><br /></span><span style="font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="background: white; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;"> </span><span style="color: #333333; font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="background: white; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">股票</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">: 42%</span><u1:p></u1:p><u2:p></u2:p><span style="color: #333333; font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="background: white; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;">債券<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span></span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;">: 18% </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span lang="ZH-TW" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;">保證</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;">: 40% </span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><br /><br /><br /></span><span></span></p><a name='more'></a><span style="color: #333333; font-family: "Trebuchet MS", sans-serif; font-size: 13pt; line-height: 18.5467px;"><o:p></o:p></span><p></p><u2:p></u2:p><p class="MsoNormal" style="background: white; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">有錢人會以恆生</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">MPF </span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">及</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;"> </span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">盈富基金作比較目標</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">:<br /></span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;"> </span></p><p class="MsoNormal" style="background: white; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="background: yellow; color: #333333; font-family: Arial, sans-serif; font-size: 13pt;"> (</span><span lang="ZH-TW" style="background: yellow; color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">拍照日</span><span style="background: yellow; color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">) 2015/04/01:</span><span style="color: #333333; font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background: yellow; color: #333333; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;">恆生恆指基金<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;"></span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;">: $22.22 </span></span><span lang="ZH-TW" style="background: yellow; color: #333333; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">盈富基金</span></span><span style="background: yellow; color: #333333; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">: $25.45</span></span><span lang="ZH-TW" style="background: yellow; color: #333333; font-family: PMingLiU, serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">有錢人的</span></span><span style="background: yellow; color: #333333; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-size: initial;">MPF: 115W<u1:p></u1:p></span></span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt; line-height: 18.5467px;"><br /><br /><br /></span><span style="color: #333333; font-family: "Trebuchet MS", sans-serif; font-size: 13pt; line-height: 18.5467px;"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">@2021/04/07</span><span style="color: #333333; font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="background: white; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">盈富基金</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">: $25.45 -> $29.28 (</span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">升</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;"> 15.05%) (</span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">另累計收息</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;"> $5.12; </span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">最近派息日</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">:2020/11/30)(</span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">實際升</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">35.17%)</span><span style="color: #333333; font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">恆生</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">MPF</span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">恆指基金</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">: $22.22 -> $29.36 (</span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">升</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;"> 32.13%)</span><span style="color: #333333; font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">有錢人的</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">MPF: 115W -> 230W (</span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">期內供款約</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">73W, </span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">合計及期內升</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">23%) </span><span style="color: #333333; font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;"> </span><span style="color: #333333; font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><o:p></o:p></span></p><p class="MsoNormal" style="background: white; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 18pt; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">操作</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">/ </span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">評論</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">:</span><span style="color: #333333; font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><u1:p></u1:p><u2:p></u2:p><o:p></o:p></span></p><p class="MsoNormal" style="background: white; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">有錢人的</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">MPF, </span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">基本上都係比較低風險操作</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">, </span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">都係睇住大市郁動</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">, </span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">平衡為主</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">... </span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">最近呢幾年</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">, </span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">平均回報率約</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">5%/</span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">年</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">) </span></p><p class="MsoNormal" style="background: white; font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">我只是追到自己目標每年</span><span style="color: #333333; font-family: Arial, sans-serif; font-size: 13pt;">3-5% </span><span lang="ZH-TW" style="color: #333333; font-family: PMingLiU, serif; font-size: 13pt;">要求而</span><span lang="ZH-TW" style="color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 13pt;">已</span><span style="color: #333333; font-family: "Trebuchet MS", sans-serif; font-size: 13pt;"><o:p></o:p></span></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-34356118556768090202021-04-01T17:07:00.002+08:002022-02-15T08:48:05.726+08:00給孩子的信 (十四) ~~ 2021/04/01 – 機會留給有準備的人<h1 style="line-height: 15.6933px; margin: 0cm 0cm 8pt; text-align: left;"><span style="font-family: georgia; font-size: small;"><span lang="ZH-TW" style="background: white; color: #333333;">親愛的孩子們</span><span style="background: white; color: #333333;">:<br /></span><span style="background: white; color: #333333;"><o:p> <br /></o:p></span><span lang="ZH-HK" style="background: white; color: #333333;">首先</span><span style="background: white; color: #333333;">,</span><span lang="ZH-HK" style="background: white; color: #333333;">要恭喜哥哥</span><span style="background: white; color: #333333;">, </span><span lang="ZH-HK" style="background: white; color: #333333;">得到一間很好的學</span><span lang="ZH-TW" style="background: white; color: #333333;">校</span><span lang="ZH-HK" style="background: white; color: #333333;">青睞</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">暫時無需</span><span lang="ZH-TW" style="background: white; color: #333333;">要</span><span lang="ZH-HK" style="background: white; color: #333333;">再為升學事情而費勁。回想這個選校、申</span><span lang="ZH-TW" style="background: white; color: #333333;">請</span><span lang="ZH-HK" style="background: white; color: #333333;">及面試過</span><span lang="ZH-TW" style="background: white; color: #333333;">程</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">真夠累人</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">但其</span><span lang="ZH-TW" style="background: white; color: #333333;">實</span><span lang="ZH-HK" style="background: white; color: #333333;">學到的事</span><span lang="ZH-TW" style="background: white; color: #333333;">情</span><span lang="ZH-HK" style="background: white; color: #333333;">也不少。由選</span><span lang="ZH-TW" style="background: white; color: #333333;">擇</span><span lang="ZH-HK" style="background: white; color: #333333;">想申</span><span lang="ZH-TW" style="background: white; color: #333333;">請</span><span lang="ZH-HK" style="background: white; color: #333333;">的學</span><span lang="ZH-TW" style="background: white; color: #333333;">校</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">我</span><span lang="ZH-TW" style="background: white; color: #333333;">們</span><span lang="ZH-HK" style="background: white; color: #333333;">會研</span><span lang="ZH-TW" style="background: white; color: #333333;">究</span><span lang="ZH-HK" style="background: white; color: #333333;">學</span><span lang="ZH-TW" style="background: white; color: #333333;">校</span><span lang="ZH-HK" style="background: white; color: #333333;">地點、學</span><span lang="ZH-TW" style="background: white; color: #333333;">校</span><span lang="ZH-HK" style="background: white; color: #333333;">歷</span><span lang="ZH-TW" style="background: white; color: #333333;">史</span><span lang="ZH-HK" style="background: white; color: #333333;">及學</span><span lang="ZH-TW" style="background: white; color: #333333;">校</span><span lang="ZH-HK" style="background: white; color: #333333;">文</span><span lang="ZH-TW" style="background: white; color: #333333;">化</span><span lang="ZH-HK" style="background: white; color: #333333;">、學</span><span lang="ZH-TW" style="background: white; color: #333333;">校</span><span lang="ZH-HK" style="background: white; color: #333333;">教職員對學</span><span lang="ZH-TW" style="background: white; color: #333333;">生</span><span lang="ZH-HK" style="background: white; color: #333333;">的態</span><span lang="ZH-TW" style="background: white; color: #333333;">度</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">以至其校舍、收生標</span><span lang="ZH-TW" style="background: white; color: #333333;">準</span><span lang="ZH-HK" style="background: white; color: #333333;">及各種情</span><span lang="ZH-TW" style="background: white; color: #333333;">況</span><span style="background: white; color: #333333;">, </span><span lang="ZH-HK" style="background: white; color: #333333;">到準</span><span lang="ZH-TW" style="background: white; color: #333333;">備</span><span lang="ZH-HK" style="background: white; color: #333333;">個人記</span><span lang="ZH-TW" style="background: white; color: #333333;">錄</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">讓哥哥學習去認</span><span lang="ZH-TW" style="background: white; color: #333333;">識</span><span lang="ZH-HK" style="background: white; color: #333333;">自</span><span lang="ZH-TW" style="background: white; color: #333333;">己</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">了解自</span><span lang="ZH-TW" style="background: white; color: #333333;">己</span><span lang="ZH-HK" style="background: white; color: #333333;">喜好</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">強弱項</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">到準</span><span lang="ZH-TW" style="background: white; color: #333333;">備</span><span lang="ZH-HK" style="background: white; color: #333333;">面試</span><span style="background: white; color: #333333;">- - - -</span><span lang="ZH-HK" style="background: white; color: #333333;">當中包</span><span lang="ZH-TW" style="background: white; color: #333333;">含</span><span lang="ZH-HK" style="background: white; color: #333333;">中文、英文、普通話自我介</span><span lang="ZH-TW" style="background: white; color: #333333;">紹</span><span style="background: white; color: #333333;">, </span><span lang="ZH-HK" style="background: white; color: #333333;">也有書本介</span><span lang="ZH-TW" style="background: white; color: #333333;">紹</span><span lang="ZH-HK" style="background: white; color: #333333;">。<br /></span> <a name='more'></a><span lang="ZH-HK"><br /></span></span></h1><h1 style="line-height: 15.6933px; margin: 0cm 0cm 8pt; text-align: left;"><span style="font-family: georgia; font-size: small;"><span lang="ZH-HK">由</span><span lang="ZH-TW">於</span><span lang="ZH-HK">我</span><span lang="ZH-TW">們</span><span lang="ZH-HK">不是漁翁撤網式地申</span><span lang="ZH-TW">請</span>, <span lang="ZH-HK">主要是認為適合及喜歡的學</span><span lang="ZH-TW">校</span><span lang="ZH-HK">才提出申</span><span lang="ZH-TW">請</span>, <span lang="ZH-HK">所</span><span lang="ZH-TW">以</span>, <span lang="ZH-HK">對於每一間學</span><span lang="ZH-TW">校</span>, <span lang="ZH-HK">都讓哥哥認真地去研</span><span lang="ZH-TW">究</span>, <span lang="ZH-HK">去感受</span>, <span lang="ZH-HK">去準</span><span lang="ZH-TW">備</span><span lang="ZH-HK">。<span style="background: white; color: #333333;">整個過程就好似上了一個學期的實用課堂般</span></span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">而哥哥的語文能力</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">寫作能力更因此提升不少。<br /></span><span style="background: white; color: #333333;"><o:p> <br /></o:p></span><span lang="ZH-HK" style="background: white; color: #333333;">為父覺得</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">今次報校的經</span><span lang="ZH-TW" style="background: white; color: #333333;">驗</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">對於哥哥來說</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">是一個很難得的體驗</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">一來讓他明白甚</span><span lang="ZH-TW" style="background: white; color: #333333;">麼</span><span lang="ZH-HK" style="background: white; color: #333333;">是</span><span lang="ZH-HK" style="background: white; color: #333333;"> </span><span style="background: white; color: #333333;">”N</span><span style="background: white; color: #333333;">o Pain No Gain”, “Step Out of Your Comfort Zone Abroad”, </span><span lang="ZH-HK" style="background: white; color: #333333;">在準</span><span lang="ZH-TW" style="background: white; color: #333333;">備</span><span lang="ZH-HK" style="background: white; color: #333333;">面試過</span><span lang="ZH-TW" style="background: white; color: #333333;">程</span><span style="background: white; color: #333333;">, </span><span lang="ZH-HK" style="background: white; color: #333333;">哥哥要不斷練習面對面介</span><span lang="ZH-TW" style="background: white; color: #333333;">紹</span><span lang="ZH-HK" style="background: white; color: #333333;">自</span><span lang="ZH-TW" style="background: white; color: #333333;">己</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span style="background: white; color: #333333;">“</span><span lang="ZH-HK" style="background: white; color: #333333;">講</span><span style="background: white; color: #333333;">”</span><span lang="ZH-HK" style="background: white; color: #333333;">出自</span><span lang="ZH-TW" style="background: white; color: #333333;">己</span><span lang="ZH-HK" style="background: white; color: #333333;">感受</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span style="background: white; color: #333333;">“</span><span lang="ZH-HK" style="background: white; color: #333333;">講</span><span style="background: white; color: #333333;">”</span><span lang="ZH-HK" style="background: white; color: #333333;">出自</span><span lang="ZH-TW" style="background: white; color: #333333;">己</span><span lang="ZH-HK" style="background: white; color: #333333;">期</span><span lang="ZH-TW" style="background: white; color: #333333;">望</span><span lang="ZH-HK" style="background: white; color: #333333;">的事。對於大部份小朋友來說</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">閒</span><span lang="ZH-TW" style="background: white; color: #333333;">聊</span><span lang="ZH-HK" style="background: white; color: #333333;">說說想做甚</span><span lang="ZH-TW" style="background: white; color: #333333;">麼</span><span lang="ZH-HK" style="background: white; color: #333333;">是沒有問</span><span lang="ZH-TW" style="background: white; color: #333333;">題</span><span lang="ZH-HK" style="background: white; color: #333333;">的</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">但當要講到有甚</span><span lang="ZH-TW" style="background: white; color: #333333;">麼</span><span lang="ZH-HK" style="background: white; color: #333333;">更深入的想法或是計</span><span lang="ZH-TW" style="background: white; color: #333333;">劃</span><span lang="ZH-HK" style="background: white; color: #333333;">、行</span><span lang="ZH-TW" style="background: white; color: #333333;">動</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">難度就來了</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">這過</span><span lang="ZH-TW" style="background: white; color: #333333;">程</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">讓哥哥學會了</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">有想做的事</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">也要有去做的計</span><span lang="ZH-TW" style="background: white; color: #333333;">劃</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">成</span><span lang="ZH-TW" style="background: white; color: #333333;">功</span><span lang="ZH-HK" style="background: white; color: #333333;">的決心</span><span style="background: white; color: #333333;">,</span><span style="background: white; color: #333333;"> </span><span lang="ZH-HK" style="background: white; color: #333333;">做事的行</span><span lang="ZH-TW" style="background: white; color: #333333;">動</span><span style="background: white; color: #333333;">, </span><span lang="ZH-HK" style="background: white; color: #333333;">真的是決一不可。<br /></span> <br /><span lang="ZH-HK">雖</span><span lang="ZH-TW">然</span>, <span lang="ZH-HK">學</span><span lang="ZH-TW">校</span><span lang="ZH-HK">收生</span>, <span lang="ZH-HK">一向權都不在學生</span>, <span lang="ZH-HK">但自我準</span><span lang="ZH-TW">備</span>, <span lang="ZH-HK">如</span><span lang="ZH-TW">何</span><span lang="ZH-HK">表</span><span lang="ZH-TW">現</span><span lang="ZH-HK">自</span><span lang="ZH-TW">己</span><span lang="ZH-HK">適合入讀的特質</span>, <span lang="ZH-HK">也佔</span><span lang="ZH-TW">據</span><span lang="ZH-HK">著一個重要席位</span>, <span lang="ZH-HK">機會永</span><span lang="ZH-TW">遠</span><span lang="ZH-HK">優先留給有準備的人</span>, <span lang="ZH-HK">成事在天</span>, <span lang="ZH-HK">謀事在人。希</span><span lang="ZH-TW">望</span><span lang="ZH-HK">哥哥來年在新學</span><span lang="ZH-TW">校</span>, <span lang="ZH-HK">能</span><span lang="ZH-TW">夠</span><span lang="ZH-HK">好好融入</span>, <span lang="ZH-HK">繼</span><span lang="ZH-TW">續</span><span lang="ZH-HK">愉快努力地學習。<br /></span> <br /><span lang="ZH-TW" style="background: white; color: #333333;">祝你們健康快樂<br /></span><span style="background: white; color: #333333;">父</span></span></h1><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><o:p></o:p></p><!--EndFragment-->做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com2tag:blogger.com,1999:blog-1425262388740762115.post-32795354115067451472021-03-16T16:59:00.001+08:002021-03-16T16:59:35.220+08:00卜蜂收息之餘搏升價<p> 如果講卜蜂呢間公司名, 可能大家唔係咁有記憶, 但如果講CP雲吞呢, 大家就可能會有D記憶, 因為喺超市買即食雲吞呢, 來來去去嗰幾個牌子.... 灣仔碼頭/ 公仔/ 東東/ CP, 有錢人過往就最常買CP, 因為呢D食品呢, 味道唔會差好遠, 無乜機會中伏之下, 最緊要就係平, CP成日做特價, 買一送一計埋可以平兩三成, 所以CHEAP CHEAP 的有錢人就會選擇CP喇.</p><span><a name='more'></a></span><p>咁樣講返股, 人做豬你做豬, #288 可以大到入左藍籌, #43就成日都係蚊股毫股兩邊走. 但都無乜所謂嘅, 反正以食息勝也角度睇, 唔理你中環家係大口環, 收到高息就係好野, 卜蜂由泰國華橋謝氏家族做起, 生產主要遍佈中國、越南, 呢兩年非洲豬瘟令肉價升好快, 毛利進步左, 錢又賺多左, 雖然派息比例低左, 都仲可以派到10厘以上高息, 所以有錢人預期 #43 都係會升多D. 咁就足夠賺晒佢個息....</p><p><br /></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYIhrx4xtQQYT5admB_FnyMIYVOgkHI4XSP_962zsg8FKDFNK6E7reESEyDkEsRyz07aroDI6ne5jfcI0MQauW8jZT5EGi0CIBlKUyi882xV27UFmQ8dsrb3voTIOZlnQKLx_iXMKlw4M/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="768" data-original-width="1141" height="336" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYIhrx4xtQQYT5admB_FnyMIYVOgkHI4XSP_962zsg8FKDFNK6E7reESEyDkEsRyz07aroDI6ne5jfcI0MQauW8jZT5EGi0CIBlKUyi882xV27UFmQ8dsrb3voTIOZlnQKLx_iXMKlw4M/w501-h336/image.png" width="501" /></a></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjeSql0suEBvWK6qcLX-VZREYMSu8vyJXQGZITawbAhK0DjhKMfGeqoWj58E2XcQud0QraAuPIv4EVveqDkjN3QX3oZb5FnWuIaw0eCljI6TRcPEiPLFVy2dIkrvp9N1-sAHt3eG9j_qqo/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="499" data-original-width="1149" height="216" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjeSql0suEBvWK6qcLX-VZREYMSu8vyJXQGZITawbAhK0DjhKMfGeqoWj58E2XcQud0QraAuPIv4EVveqDkjN3QX3oZb5FnWuIaw0eCljI6TRcPEiPLFVy2dIkrvp9N1-sAHt3eG9j_qqo/w497-h216/image.png" width="497" /></a></div><br /><br /></div><br /><br /><p></p><p><br /></p><p><br /></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-63823802794972898252021-03-13T04:13:00.000+08:002021-03-13T04:13:33.304+08:00收息股的選擇<p>在股票投資路上, 每個人都有自己的領域, 有些人玩短炒好叻, 大上大落殺出殺入面不改容, 有些人膽大心細精於研究, 經常找到不同的好股新股絕世靚股, 最緊要每個人都要知道自己精於那一個套路, 唔好想著自己總可以飯飯都食得到, 更唔好妄想自己獲獲都贏, 有贏有輸係好正常, 聯賽冠軍球會都唔係全年贏晒, 每隊波都有高低潮, 球隊入面嘅球員都有可以因為各種原因唔可以出賽, 打聯賽最重要目標, 係球隊最後拎冠軍, 但對於我地普通人投資呢, 就唔洗做最高回報嗰個, 做到訂立嘅回報目標, 就已經算拎冠軍。</p><span><a name='more'></a></span><p><br /></p><p>對於選股呢, 有錢人就唔係咩叻人, 尤其對於出出入入, 咩價位出咩價位入呢D高級技巧, 我就更加係地獄黑仔王, 都真係唔知點解次次都錯, QQ都衰, 就講最近, 有錢見IT 股個勢唔錯, 無錢買#700正股都買少少遠價牛仔支持下, 唔買由自可, 一買幣傢伙, 連15%+ 遠價嘅#700牛都可以比我即時燈死左, 都真係唔好講笑, 真係連大市都比我燈死左..... 劉華講過 "如果你喺賭場搵明燈, 搵極都搵唔到呢, 其實你就係嗰盞明燈"... 呢個心情, 我真係好明,嗚嗚..... 所以無乜野嘅話, 我都係返入房溫書先喇.... 得閒先出嚟玩返兩手了</p><p><br /></p><p>由於有錢人自知短炒真心唔叻, HI 多過 LIKE, 所以只好用返D最原始嘅方法去買股票, 就係搵收息股, 自建"收息股ETF":</p><p><br /></p><p>材料基本都係嗰D, 穩定派息, 息率唔低, 生意穩定, 有增長, 現金流安全, 老細正正常常.... 其實, 如果用STOCK FILTER一下, 發現依家香港股市, 都剩低唔多股票可以入圍, 所以, 大部份錢都可以繼續擺下先. 時機嘅野, 一年總有一兩次大跌市, 咁到時咪入下囉, 其他時間, 都可以在入圍佳麗之中, 慢慢揀D好野, 續少續少地入貨, 當月供又好, 儲貨收息都好, 咁起碼, KEEP 住打大個倉, 又有息收下</p><p><br /></p><p><br /></p><p><br /></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-70130396946552175862021-03-06T23:23:00.003+08:002021-03-06T23:23:35.735+08:001008 貴聯控股 細細粒收息股1008 貴聯控股
成立於1990年,於2009年在港主板上市。
主要從事香煙包裝印刷;製造複合紙;製造及銷售射頻識別產品;包裝裝潢印刷品印刷、印刷技術研究與開發、包裝產品的批發及進出口等其他相關服務。
<strike></strike>
<div><br /></div><span><a name='more'></a></span><div><br /></div><div>呢間公司市值只有6億幾的公司, 其實以現在香港的大公司嚟睇, 根本不值一提, 不過, 呢D煙頭公司, 有錢人都會留意一下, 小注擺下, 反正呢D細公司, 如果唔係炒股收妖股, 一般息率會比較高, 而且大部份都係家族或者自己友渣貨為主, 正常情況下都唔會有咩野玩, 但當然要承擔嘅風險, 就係會唔會轉下手賣左比財技人, 就好似 1225 隆成咁, 好地地一隻工業股, 賣左比財技人, 當年仲攪到DAVID WEBB 損晒手, 嬲到佢最後整個迷惘出嚟玩踢爆, 真係一獲熟<br /><br />話說回頭, 1008貴聯都係細價股, 平平穩穩賺到錢就派息, 而一般派息都係毫幾子咁上下, 大約10%, 上年公布會少左個大客單... 講到影響埋個盈利, 所以股價一跌就去到依家幾毫子水平, 相信佢地點都會左搵右搲做返好個業績出嚟嘅, 始終, 做所刷呢D業務, 幻想就無乜的了, 但生意就一定有喺度, 睇間公司有無好好把握而已. </div><div><br /></div><div>對於呢間公司, 有錢人其實無乜大期望, KEEP 住年年派到10%左右息, 足矣.</div><div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhaGlR4Z7liy4We3e7UkSosYvVCmIbVyhgWiK1ZQk87xXCdpfhVBe1lKKbfE-2rik7iutDp9hpBmD-rfZxi4-8dDG8wrfpHoheTl02_xEYSRuvZ0cQYRxns2sKqApx-XOwt2ehNxUqimpk/s1355/1008+202103051.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="914" data-original-width="1355" height="292" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhaGlR4Z7liy4We3e7UkSosYvVCmIbVyhgWiK1ZQk87xXCdpfhVBe1lKKbfE-2rik7iutDp9hpBmD-rfZxi4-8dDG8wrfpHoheTl02_xEYSRuvZ0cQYRxns2sKqApx-XOwt2ehNxUqimpk/w433-h292/1008+202103051.JPG" width="433" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEinX1EgG1y-WknOsD7c3eZKZX0O2LuVaRYHBXudSgjV9QAvBRBgN-b9mFOVgJ91YUKzlDAQ42Y1THGiSt1kxIi02pV9D3rEZWacT1ySGEFzARkf6mSQJ9NlP_bv_iT4OS3AsBJ7ms0f2nk/s1367/1008+202103052.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="570" data-original-width="1367" height="183" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEinX1EgG1y-WknOsD7c3eZKZX0O2LuVaRYHBXudSgjV9QAvBRBgN-b9mFOVgJ91YUKzlDAQ42Y1THGiSt1kxIi02pV9D3rEZWacT1ySGEFzARkf6mSQJ9NlP_bv_iT4OS3AsBJ7ms0f2nk/w443-h183/1008+202103052.JPG" width="443" /></a></div><br /><div><br /></div>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com0tag:blogger.com,1999:blog-1425262388740762115.post-11267016476336436122021-02-25T16:28:00.000+08:002021-02-25T16:28:23.313+08:001098 路勁的美麗<p><span style="font-family: Calibri, sans-serif; font-size: 12pt; line-height: 17.12px;">1098 </span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">路勁的美麗</span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-size: 12pt; line-height: 17.12px;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">睇返記</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">錄</span><span style="font-size: 12pt; line-height: 17.12px;">,</span><span style="font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">有錢人對上一次講</span><span style="font-size: 12pt; line-height: 17.12px;">1098</span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">路勁</span><span style="font-size: 12pt; line-height: 17.12px;">,</span><span style="font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">原來都有</span><span style="font-size: 12pt; line-height: 17.12px;">10</span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">年前</span><span style="font-size: 12pt; line-height: 17.12px;">,</span><span style="font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">當時股價</span><span style="font-size: 12pt; line-height: 17.12px;">7</span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">蚊</span><span style="font-size: 12pt; line-height: 17.12px;">,</span><span style="font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">依家</span><span style="font-size: 12pt; line-height: 17.12px;">10.8</span><span style="font-size: 12pt; line-height: 17.12px;"><o:p></o:p></span></p><span><a name='more'></a></span><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><br /></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-size: 12pt; line-height: 17.12px;"> </span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh_Nsn3tdLEi0hXNZCH1hDEbbu6kSVQYsjdrubLznl31e2i0F_ANac4XH2US9yXlUY63KGd9gHumGD-PbZ-IP-9GUqAoETM1s0BXqm5gmqEcaovu2fR-IYHs5DiK_LwCl2cOj3wICNioDQ/s955/1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="500" data-original-width="955" height="195" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh_Nsn3tdLEi0hXNZCH1hDEbbu6kSVQYsjdrubLznl31e2i0F_ANac4XH2US9yXlUY63KGd9gHumGD-PbZ-IP-9GUqAoETM1s0BXqm5gmqEcaovu2fR-IYHs5DiK_LwCl2cOj3wICNioDQ/w371-h195/1.jpg" width="371" /></a></div><br /><p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">派息方面</span><span style="font-size: 12pt; line-height: 17.12px;">, </span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">呢</span><span style="font-size: 12pt; line-height: 17.12px;">10</span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">年間</span><span style="font-size: 12pt; line-height: 17.12px;">,</span><span style="font-size: 12pt; line-height: 17.12px;"> </span><span style="font-size: 12pt; line-height: 17.12px;">TOTAL </span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">派息</span><span style="font-size: 12pt; line-height: 17.12px;">6.96….<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWYLJphEAd8GDHXhIvfuP2nxEryKd0vV40g3kr_18ZhZWZL0C9LTWPHyT60GMdpxGEptzImPOFUgbCjeMeswBi47X7K3pqC4r-ykXMfjGSuQdfb3KPJE-3BgttYktFCnBZLRXkXddJQRY/s704/2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="612" data-original-width="704" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWYLJphEAd8GDHXhIvfuP2nxEryKd0vV40g3kr_18ZhZWZL0C9LTWPHyT60GMdpxGEptzImPOFUgbCjeMeswBi47X7K3pqC4r-ykXMfjGSuQdfb3KPJE-3BgttYktFCnBZLRXkXddJQRY/s320/2.jpg" width="320" /></a></div><br /><div><br /></div><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><br /></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><br /></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">如</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">果</span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">當年</span><span style="font-size: 12pt; line-height: 17.12px;">7</span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">蚊買入</span><span style="font-size: 12pt; line-height: 17.12px;">BUY</span><span style="font-size: 12pt; line-height: 17.12px;"> </span><span style="font-size: 12pt; line-height: 17.12px;">&</span><span style="font-size: 12pt; line-height: 17.12px;"> </span><span style="font-size: 12pt; line-height: 17.12px;">HOLD,</span><span style="font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">即係收息</span><span style="font-size: 12pt; line-height: 17.12px;">100% + </span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">賺價</span><span style="font-size: 12pt; line-height: 17.12px;">55%....</span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">即是大約複利</span><span style="font-size: 12pt; line-height: 17.12px;">9.8%,</span><span style="font-size: 12pt;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-size: 12pt; line-height: 17.12px;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">咁現價</span><span style="font-size: 12pt; line-height: 17.12px;">1098</span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">仲值唔值得買入呢</span><span style="font-size: 12pt; line-height: 17.12px;">….. </span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">睇睇數</span><span style="font-size: 12pt; line-height: 17.12px;">…</span><span style="font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">你會睇到</span><span style="font-size: 12pt; line-height: 17.12px;">…</span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">路勁條數一路都進步緊</span><span style="font-size: 12pt; line-height: 17.12px;">,</span><span style="font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">直至</span><span style="font-size: 12pt; line-height: 17.12px;">2019/2020</span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">就開</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">始</span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">轉差</span><span style="font-size: 12pt; line-height: 17.12px;">,</span><span style="font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">同疫情絕對有直</span><span lang="ZH-TW" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">接</span><span lang="ZH-HK" style="font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">關係吧</span><span style="font-size: 12pt; line-height: 17.12px;">….</span><span style="font-size: 12pt; line-height: 17.12px;"><o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="font-size: 12pt; line-height: 17.12px;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">現時收費公路項目組合包括內地五條高速公路及印尼兩條高速公路,總里程約</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">550</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">公里</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 12pt; line-height: 17.12px;">。</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">雖然上半年日均混合車流量</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">(</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">包括內地及印尼項目</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">)</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">增加</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">2%</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">,但內地有接近三個月實施免收路費影響力,路費收入大減</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">48%</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">,至</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">8.37</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">億元人民幣。收費公路分部溢利僅得</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">500</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">萬元,大跌</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">98.5%</span>... <span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">真係仆晒街</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">….</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">主收入無左咁滯</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">…</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">橙橙</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"><br /><br /></span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">因疫情令地產業</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: "Microsoft JhengHei", sans-serif; font-size: 12pt; line-height: 17.12px;">務</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">銷售暫停近兩個月</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">….</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">內地實現物業銷售額佔</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">195.71</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">億元人民幣,較去年同期減少</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">11%</span><o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"><o:p> </o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.6933px; margin: 0cm 0cm 8pt;"><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">咁嘅成</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">績</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">,</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">今年可</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">以</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">都要減派息</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">2-3</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">成</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">…</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">即係預期只有</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">0.7-0.8….</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">股價由</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">2019</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">高位約</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">19</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">蚊嘅</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">10</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">厘股</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">,</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">變到依家得返</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">10</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">蚊左</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">右</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">, </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">都叫做反映晒</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">D</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">衰運</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">….</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">當你行山行到去谷底</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">,</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">前路就只有上升了</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">.</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">最緊要係你要確認</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">,</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">你係行緊條山路</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">,</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">唔係死路</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">…</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"><br /><br /></span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">咁路勁作為佢老豆老母惠記</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">610</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">&</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">深控</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">604</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">嘅乖仔</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">,</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">一有錢就會比返兩位老人家做家用</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">,</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">所</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">以</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">成績再差都唔會唔派息嘅</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">,</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">但生意真係差左</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">,</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">所以就當派</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">0.7-0.8,</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">都叫做有返</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">6-8</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">厘息</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">….. </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">喺依家火雞當道</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">,</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">下下無錢賺嘅公</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">司</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">都升到倍倍聲</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">,</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">呢</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">D</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">做生意仲要你比時</span><span lang="ZH-TW" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">間</span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">佢重回正軌嘅異類</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">,</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"> </span><span lang="ZH-HK" style="background: white; color: #333333; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">值唔值得買呢</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;">?</span><span style="background: white; color: #333333; font-family: Arial, sans-serif; font-size: 12pt; line-height: 17.12px;"><br /><br /></span><span lang="ZH-TW" style="background: white; color: #4d5156; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">「目前他的解釋理由是這樣,至於你</span><em><span lang="ZH-TW" style="background: white; color: #ea4335; font-family: PMingLiU, serif; font-size: 12pt; font-style: normal; line-height: 17.12px;"><wbr style="color: #4d5156; font-family: arial, sans-serif; font-size: 14px;"></wbr>信不信</span></em><span lang="ZH-TW" style="background: white; color: #4d5156; font-family: PMingLiU, serif; font-size: 12pt; line-height: 17.12px;">,我</span><em><span lang="ZH-TW" style="background: white; color: #ea4335; font-family: PMingLiU, serif; font-size: 12pt; font-style: normal; line-height: 17.12px;">反正信了</span></em><span lang="ZH-TW" style="background: white; color: #4d5156; font-family: "Microsoft JhengHei", sans-serif; font-size: 12pt; line-height: 17.12px;">」</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7yd0u4j9YRxu7VmwIPBvExCR56GPOxYSc6TSIeQUB418npTcHC3eV9uJ0u4-cGNtjwqVaSsyJ9n3MsIyBWGZfG2y92RIJPrAOz6_20VnUAURLqjC8Pv2ki6x8l0aEtV66ywsZlO-L-bk/s1287/3.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="869" data-original-width="1287" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7yd0u4j9YRxu7VmwIPBvExCR56GPOxYSc6TSIeQUB418npTcHC3eV9uJ0u4-cGNtjwqVaSsyJ9n3MsIyBWGZfG2y92RIJPrAOz6_20VnUAURLqjC8Pv2ki6x8l0aEtV66ywsZlO-L-bk/s320/3.jpg" width="320" /></a><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhAB0szHGS7TXR2e34lo6hNGzppcrfzmrjLau4keXtXwyn8Yb7IdPC_htPZAsDnwzsWMdu5NyITmHFdVyjk58O-wUT_lSNdfvTPSd8WL9A-3mssxO3i7wYIu98qIytZzeedUpf4iKlsf4U/s1287/4.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="537" data-original-width="1287" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhAB0szHGS7TXR2e34lo6hNGzppcrfzmrjLau4keXtXwyn8Yb7IdPC_htPZAsDnwzsWMdu5NyITmHFdVyjk58O-wUT_lSNdfvTPSd8WL9A-3mssxO3i7wYIu98qIytZzeedUpf4iKlsf4U/s320/4.jpg" width="320" /></a></div><br /></div><br />做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com2tag:blogger.com,1999:blog-1425262388740762115.post-84930054314654875752021-02-18T11:48:00.002+08:002021-02-18T11:51:16.301+08:00全民皆股, 是時間加強風險管理<p><!--StartFragment--></p><p style="-webkit-text-stroke-width: 0px; color: black; font-family: "Times New Roman"; font-size: medium; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"> 由上年3月股災至今一年, 大市又最低22000點左右, 到依家31000附近, 當中大部份升幅都來自"新經濟"股, 在參與股票買賣的人入面, 有D在這過程中大賺特賺,有D就無慾無求因為佢地無乜入過科技股.</p><span style="-webkit-text-stroke-width: 0px; color: black; font-family: "Times New Roman"; font-size: medium; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><a name='more'></a></span><p style="-webkit-text-stroke-width: 0px; color: black; font-family: "Times New Roman"; font-size: medium; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><br /></p><p style="-webkit-text-stroke-width: 0px; color: black; font-family: "Times New Roman"; font-size: medium; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">老老實實, 有錢人雖然鐘意研究股票, 但我比較喜歡去研究公司的生財方法, 做生意嘅方向, 所以,對於呢D新經濟股, 著實唔太懂, 看到身邊有不少朋友為之瘋狂, 炒呢炒路都可以賺過盤滿缽滿, 一方面為佢地欣喜之餘, 當然或多或少都有D葡萄的了... 嘿嘿... 因為, 我都係人嚟嘅</p><p style="-webkit-text-stroke-width: 0px; color: black; font-family: "Times New Roman"; font-size: medium; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><br /></p><p style="-webkit-text-stroke-width: 0px; color: black; font-family: "Times New Roman"; font-size: medium; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">然而, 個市嚟到依家呢刻, 我又要跳出嚟講... "個市風高浪急, 一定要做好風險管理"<br /><br /><br /></p><p style="-webkit-text-stroke-width: 0px; color: black; font-family: "Times New Roman"; font-size: medium; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">有錢人見到的SIGNAL:<br /></p><p style="-webkit-text-stroke-width: 0px; color: black; font-family: "Times New Roman"; font-size: medium; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">1. 2800 盈富基金個YIELD 已經去到2.43%, 過往經驗....2800個YIELD去到呢個位, 個市都係差唔多見頂. </p><p style="-webkit-text-stroke-width: 0px; color: black; font-family: "Times New Roman"; font-size: medium; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">2. 無論食飯搭車行街,都聽到D人談新股, 講股票</p><p style="-webkit-text-stroke-width: 0px; color: black; font-family: "Times New Roman"; font-size: medium; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">3.新股不停上市, 而且隻隻都大賺特賺, 人人都想抽</p><p style="-webkit-text-stroke-width: 0px; color: black; font-family: "Times New Roman"; font-size: medium; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><br /></p><p style="-webkit-text-stroke-width: 0px; color: black; font-family: "Times New Roman"; font-size: medium; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-decoration-color: initial; text-decoration-style: initial; text-decoration-thickness: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">SIGANL 越強烈, RISK 越高.....<br /><br />利申: IPO我都有抽,但次次唔中..嗚呀</p><!--EndFragment--><br /><p></p>做個有錢人http://www.blogger.com/profile/06244313873539699454noreply@blogger.com3